1604 W Redding St, Hernando, FL 34442 Property Records

Citrus County property record for 1604 W Redding St, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,641 sqft · built 2004
Lot Size	1 acres (43,727 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Apr 2020)
Tax Bill	$2,934 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Sep 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0110-00650-007.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00650-007.0`
Alternative APNs	`1818S19E0110006500070` `2307480`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,641 sqft Living Area
1st Floor Area	1,641 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	43,727 sqft (1 acres)
Lot Dimensions	291 ft deep x 150 ft wide
Garage Area	550 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Pool Area	264 sqft
Porch	Open Porch
Porch Area	339 sqft
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2307480
Old Parcel Number	1818S19E0110006500070
Street Address	1604 W REDDING ST
City	HERNANDO
State	FL
Zip	34442-3253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CRR CENTRAL RIDGE RESIDEN
Legal Description	CITRUS HILLS 1ST ADD PB 9 PG 73 LT 7 BLK 65
Legal Range	18E
Legal Township	18S
Legal Section	35
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	65
Legal Lot Number	7
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1021
Census Tract	450704

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1604 W REDDING ST, HERNANDO, FL 34442-3253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2020	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Sep 15, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2020 · Amount on Record
Deed Sale	Apr 28, 2020 · Amount on Record
Prior Sale	Sep 15, 2017
Deed Document Number	2020022038
Deed Book / Page	3056 / 901
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 28, 2020
Property Address	1604 W REDDING ST, HERNANDO, FL 34442-3253
Document Number	0030560901
Book / Page	3056 / 901
Map Reference	MB 9 PG 73-83
Instrument Date	Apr 10, 2020
Instrument	2020022038
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	TITLE USA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1385, LECANTO, FL 34460-1385

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	289 ROASER RD, SAND LAKE, NY 12153-2118

Mortgage

Document Number	3056902
Date	Apr 28, 2020
Instrument	3056/902

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 15, 2017
Property Address	1604 W REDDING ST, HERNANDO, FL 34442-3253
Document Number	0028521301
Book / Page	002852 / 001301
Instrument Date	Sep 6, 2017
Instrument	42475
Transaction Type	Transfer
Record Updated	Sep 28, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 1385 LECANTO FL 344601385, LECANTO, FL 34460-1385

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,934.00 (+4.79%) Homeowner's exemption Additional exemption filed	$301,746 (-3.61%) Land $31,000 Building $270,746	$301,746 (-3.61%) Land $31,000 Building $270,746
2024	$2,800.00 (+2.49%) Homeowner's exemption Additional exemption filed	$313,041 (+1.53%) Land $29,500 Building $283,541	$313,041 (+1.53%) Land $29,500 Building $283,541
2023	$2,732.00 (+6.93%) Homeowner's exemption Additional exemption filed	$308,315 (+19.57%) Land $25,500 Building $282,815	$308,315 (+19.57%) Land $25,500 Building $282,815
2022	$2,555.00 Homeowner's exemption Additional exemption filed	$257,863 Land $17,250 Building $240,613	$257,863 Land $17,250 Building $240,613

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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