1525 Ruth Ave, Cincinnati, OH 45207 Property Records

Hamilton County property record for 1525 Ruth Ave, Cincinnati, OH 45207

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,294 sqft · built 1906
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Nov 2018)
Tax Bill	$1,813 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-0006-0054-00`

Property Details

APN / Parcel Number

Primary APN	`054-0006-0054-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,294 sqft Living Area
1st Floor Area	925 sqft
2nd Floor Area	925 sqft
Attic	Attic
Attic Area	444 sqft
Basement Area	925 sqft

Exterior

Year Built	Built 1906
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	131 ft deep x 63 ft wide
Garage Type	Detached
Garage Area	400 sqft
Porch	Porch
Porch Area	147 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1525 RUTH AVE
City	CINCINNATI
State	OH
Zip	45207-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1525 RUTH AVE 62.50 X 131.32 IRR PT LOTS 38-39 MEYERS ET AL SUB
Legal Subdivision	MEYERS ET AL SUB
Legal Lot Number	38-39 39
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3001
Census Tract	3800

Owner

1525 Ruth Ave is owned and occupied by an individual who bought it in November 2018.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1525 RUTH AVE, CINCINNATI, OH 45207-1417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 10, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 13, 2018	Warranty Deed, Transfer · FHA Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2018 · Amount on File
Deed Sale	Nov 13, 2018 · Amount on File
Prior Sale	Aug 19, 2015
Deed Document Number	0000100198
Deed Book / Page	13794 / 00997
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1525 RUTH AVE, CINCINNATI, OH 45207-1417
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 RUTH AVE, CINCINNATI, OH 45207-1417

Mortgage

Document Number	0000100659
Date	Oct 25, 2022
Book Page	14780/1951
Instrument	2022-0100659

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	314 Months
Due	Dec 1, 2048

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1525 RUTH AVE, CINCINNATI, OH 45207-1417
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 RUTH AVE, CINCINNATI, OH 45207-1417

Mortgage

Document Number	0000077976
Date	Aug 10, 2022
Book Page	14727/1519
Instrument	2022-0077976

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	316 Months
Due	Dec 1, 2048

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 13, 2018
Property Address	1525 RUTH AVE, CINCINNATI, OH 45207-1417
Document Number	0000100198
Book / Page	13794 / 00997
Map Reference	MB 8 PG 46
Instrument Date	Nov 8, 2018
Instrument	2018-0100198
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8534 E KEMPER RD, CINCINNATI, OH 45249-3701

Mortgage

Document Number	0000100199
Date	Nov 13, 2018
Instrument	2018-0100199

Lender

Name	UNION SAVINGS BANK
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1525 Ruth Ave was $1,813, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,813.00 (+3.13%)	$105,228 (-) Land $8,943 Building $96,285
2024	$1,758.00 (-2.22%)	$105,228 (-) Land $8,943 Building $96,285
2023	$1,798.00 (+18.6%)	$105,228 (+30.72%) Land $8,943 Building $96,285	$300,650 Land $25,550 Building $275,100
2022	$1,516.00 Homeowner's exemption	$80,500 Land $6,482 Building $74,018
2020			$230,000 Land $18,520 Building $211,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1525 Ruth Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1525 Ruth Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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