1520 Ruth Ave, Cincinnati, OH 45207 Property Records

Hamilton County property record for 1520 Ruth Ave, Cincinnati, OH 45207

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,467 sqft · built 1896
Lot Size	0.098 acres (4,269 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Jan 2025)
Tax Bill	$1,407 (2025)
Deeds & Mortgages	Apr 2023 Transfer Jan 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-0006-0102-00`

Property Details

APN / Parcel Number

Primary APN	`054-0006-0102-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,467 sqft Living Area
Gross Area	3,452 sqft
1st Floor Area	985 sqft
2nd Floor Area	1,009 sqft
Attic	Attic
Attic Area	473 sqft
Basement Area	985 sqft

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,269 sqft (0.098 acres)
Lot Dimensions	134 ft deep x 32 ft wide
Porch	Open Frame Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1520 RUTH AVE
City	CINCINNATI
State	OH
Zip	45207-1456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMX
Legal Description	1520 RUTH AVE 32.50 X 134.49 IRR PT LOT 28 MEYERS ET AL
Legal Subdivision	MEYERS
Legal Lot Number	28
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3001
Census Tract	3800

Owner

1520 Ruth Ave is owned and occupied by an individual who bought it in January 2025.

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1520 RUTH AVE, CINCINNATI, OH 45207-1456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Quit Claim Deed, Transfer Quitclaim
Jan 11, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jul 14, 2021	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2025 · Amount on File
Deed Sale	Jan 6, 2025 · Amount on File
Prior Sale	Jul 14, 2021 · Amount on File
Deed Document Number	2025877
Deed Book / Page	15326 / 2280
Prior Transfer Date	Mar 24, 2023
Prior Transfer Doc	0000022688
Record Updated	Sep 20, 2026

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 5, 2023
Property Address	1520 RUTH AVE, CINCINNATI, OH 45207-1456
Document Number	0000022688
Book / Page	14888 / 333
Map Reference	MB 8 VOL 2 PG 46
Instrument Date	Mar 24, 2023
Instrument	2023-0022688
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 RUTH AVE, CINCINNATI, OH 45207-1456

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1520 RUTH AVE, CINCINNATI, OH 45207-1456
Transaction Type	Mortgage
Record Updated	Feb 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003568
Date	Jan 11, 2022
Book Page	14581/46
Instrument	2022-0003568

Lender

Name	TRUIST BANK
Type	Bank
Address	WINSTON SALEM, NC 27101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	298 Months
Due	Nov 10, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 14, 2021
Property Address	1520 RUTH AVE, CINCINNATI, OH 45207-1456
Document Number	0000085395
Book / Page	14458 / 1213
Map Reference	MB 8 VOL 2 PG 46
Instrument Date	Jul 7, 2021
Instrument	2021-0085395
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,020.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 RUTH AVE, CINCINNATI, OH 45207-1456

Mortgage

Document Number	0000085396
Date	Jul 14, 2021
Instrument	2021-0085396

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1520 Ruth Ave was $1,407, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,407.00 (+3.08%)	$119,000 (-) Land $5,600 Building $113,400	$340,000 Land $16,000 Building $324,000
2024	$1,365.00 (-2.15%)	$119,000 (-) Land $5,600 Building $113,400
2023	$1,395.00 (+158.33%)	$119,000 (+71.83%) Land $5,600 Building $113,400	$340,000 Land $16,000 Building $324,000
2022	$540.00 Homeowner's exemption	$69,255 Land $4,071 Building $65,184
2020			$197,870 Land $11,630 Building $186,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1520 Ruth Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1520 Ruth Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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