1532 Ruth Ave, Cincinnati, OH 45207 Property Records

Hamilton County property record for 1532 Ruth Ave, Cincinnati, OH 45207

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,200 sqft · built 1903
Lot Size	0.088 acres (3,833 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Sep 2019)
Tax Bill	$978 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Sep 2019 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`054-0006-0039-00`

Property Details

APN / Parcel Number

Primary APN	`054-0006-0039-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,200 sqft Living Area
Gross Area	3,217 sqft
1st Floor Area	1,017 sqft
2nd Floor Area	799 sqft
Attic	Attic
Attic Area	384 sqft
Basement Area	1,017 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Conventional
Exterior Material	Brick/Stone
Roof Material	Asphalt
Lot Area	3,833 sqft (0.088 acres)
Lot Dimensions	130 ft deep x 30 ft wide
Porch	Porch
Porch Area	88 sqft
Patio Area	620 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1532 RUTH AVE
City	CINCINNATI
State	OH
Zip	45207-1456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMX
Legal Description	1532 RUTH AVE 30 X 130.48 PT LOTS 24-25 MEYER ET ALSUB
Legal Subdivision	MEYER ET ALSUB
Legal Lot Number	24-25
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3001
Census Tract	3800

Owner

1532 Ruth Ave is owned and occupied by an individual who bought it in September 2019.

Source: Hamilton County records, as of July 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1532 RUTH AVE, CINCINNATI, OH 45207-1456
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Construction Loan · Line of Credit GUARANTEED RATE
Sep 30, 2019	Grant Deed, Transfer · Line of Credit GUARANTEED RATE
Oct 5, 2018	Deed of Trust, Mortgage · Line of Credit PORT OF GRTR CINCINNATI DEV AU
May 15, 2018	Quit Claim Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2019 · Amount on File
Deed Sale	Sep 30, 2019 · Amount on File
Prior Sale	May 15, 2018
Deed Document Number	201984421
Deed Book / Page	14012 / 2659
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Nov 20, 2020
Property Address	1532 RUTH AVE, CINCINNATI, OH 45207-1456
Document Number	0000122355
Book / Page	014300 / 001020
Instrument Date	Nov 13, 2020
Instrument	122355
Transaction Type	Construction Loan
Record Updated	Jan 18, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1532 RUTH AVE CINCINNATI OH 452071456, CINCINNATI, OH 45207-1456

Mortgage

Document Number	0000122355
Date	Nov 20, 2020
Book Page	014300/001020
Instrument	122355

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 19, 2035

Interest

Rate Type	Adjustable Rate

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 30, 2019
Property Address	1532 RUTH AVE, CINCINNATI, OH 45207-1456
Document Number	0000084421
Book / Page	014012 / 002659
Instrument Date	Sep 26, 2019
Instrument	84421
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,140.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1532 RUTH AVE CINCINNATI OH 452071456, CINCINNATI, OH 45207-1456

Mortgage

Document Number	84422
Date	Sep 30, 2019
Book Page	014012/002662
Instrument	84422

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1532 RUTH AVE, CINCINNATI, OH 45207-1456
Document Number	0000090702
Instrument Date	Oct 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3 E 4TH ST #300 CINCINNATI OH 452023745, 300, CINCINNATI, OH 45202-3745

Mortgage

Document Number	0000090702
Date	Oct 11, 2018
Book Page	013772/001137
Instrument	90702

Lender

Name	PORT OF GRTR CINCINNATI DEV AU
Address	3 E 4TH ST # 300, CINCINNATI, OH 45202-3745

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2018: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	May 15, 2018
Property Address	1532 RUTH AVE, CINCINNATI, OH 45207-1456
Document Number	0000041128
Book / Page	013668 / 000492
Instrument Date	May 3, 2018
Instrument	41128
Transaction Type	Foreclosure
Record Updated	Jun 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

The 2025 property tax bill for 1532 Ruth Ave was $978, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$978.00 (+3.06%)	$96,670 (-) Land $5,145 Building $91,525	$276,200 Land $14,700 Building $261,500
2024	$949.00 (-2.16%)	$96,670 (-) Land $5,145 Building $91,525
2023	$970.00 (-4.9%)	$96,670 (-3.09%) Land $5,145 Building $91,525	$276,200 Land $14,700 Building $261,500
2022	$1,020.00 Homeowner's exemption	$99,750 Land $3,738 Building $96,012
2020			$285,000 Land $10,680 Building $274,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1532 Ruth Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1532 Ruth Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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