1530 Ruth Ave, Cincinnati, OH 45207 Property Records

Hamilton County property record for 1530 Ruth Ave, Cincinnati, OH 45207

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,507 sqft · built 1908
Lot Size	0.105 acres (4,574 sqft)
Owner	Individual Name on File
Tax Bill	$1,358 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-0006-0100-00`

Property Details

APN / Parcel Number

Primary APN	`054-0006-0100-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,507 sqft Living Area
1st Floor Area	1,052 sqft
2nd Floor Area	1,052 sqft
Attic	Attic
Attic Area	403 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1908
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	4,574 sqft (0.105 acres)
Lot Dimensions	131 ft deep x 35 ft wide
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1530 RUTH AVE
City	CINCINNATI
State	OH
Zip	45207-1456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1530 RUTH AVE 35 X 131.32 PT LOT 25 MEYERS ET AL
Legal Subdivision	MEYERS
Legal Lot Number	25
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3001
Census Tract	3800

Owner

1530 Ruth Ave is owned and occupied by an individual who acquired it in April 2015.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1530 RUTH AVE, CINCINNATI, OH 45207-1456
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Aug 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jun 12, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2015
Deed Sale	Apr 15, 2015
Prior Sale	Jul 1, 2009 · Amount on File
Deed Document Number	342259
Deed Book / Page	12870 / 01563
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1530 RUTH AVE, CINCINNATI, OH 45207-1456
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1530 RUTH AVE, CINCINNATI, OH 45207-1456

Mortgage

Document Number	0000004357
Date	Jan 19, 2024
Book Page	15085/1158
Instrument	2024-0004357

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 1, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1530 RUTH AVE, CINCINNATI, OH 45207-1456
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005927
Date	Aug 21, 2017
Instrument	17-0075927

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Sep 1, 2022

June 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HAMILTON OH
Recording Date	Jun 12, 2020
Property Address	1530 RUTH AVE, CINCINNATI, OH 45207-1456
Document Number	0000055542
Book / Page	014188 / 000976
Instrument Date	Jun 10, 2020
Instrument	55542
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1070 FASHION AVE CINCINNATI OH 452384207, CINCINNATI, OH 45238-4207

Tax Assessment & Valuation

The 2025 property tax bill for 1530 Ruth Ave was $1,358, up 0.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,358.00 (+0.15%)	$115,843 (+%) Land $6,002 Building $109,841
2024	$1,356.00 (-0.15%)	$115,842 (-) Land $6,002 Building $109,840
2023	$1,358.00 (+140.35%)	$115,842 (+53.38%) Land $6,002 Building $109,840	$330,980 Land $17,150 Building $313,830
2022	$565.00	$75,527 Land $4,361 Building $71,166
2020			$215,790 Land $12,460 Building $203,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1530 Ruth Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1530 Ruth Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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