1529 Ruth Ave, Cincinnati, OH 45207 Property Records

Hamilton County property record for 1529 Ruth Ave, Cincinnati, OH 45207

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,289 sqft · built 2017
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Feb 2018)
Tax Bill	$3,039 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`054-0006-0055-00`

Property Details

APN / Parcel Number

Primary APN	`054-0006-0055-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	3,289 sqft Living Area
1st Floor Area	1,092 sqft
2nd Floor Area	2,197 sqft
Attic Area	490 sqft
Basement Area	1,092 sqft

Exterior

Year Built	Built 2017
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	129 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Porch	Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1529 RUTH AVE
City	CINCINNATI
State	OH
Zip	45207-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1529 RUTH AVE 50 X 129.98 IRR LOT 40 MEYERS ET AL SUB
Legal Subdivision	MEYERS ET AL SUB
Legal Lot Number	40
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3001
Census Tract	3800

Owner

1529 Ruth Ave is owned and occupied by an individual who bought it in February 2018.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1529 RUTH AVE, CINCINNATI, OH 45207-1417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BK
Feb 28, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SAVINGS BANK FSB
Jun 27, 2017	Trustee's Deed, Construction Loan · Line of Credit MISCELLANEOUS GOVT AGCY
May 1, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2018 · Amount on File
Deed Sale	Feb 28, 2018 · Amount on File
Prior Sale	May 1, 2017
Deed Document Number	18-0017045
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1529 RUTH AVE, CINCINNATI, OH 45207-1417
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	CINCINNATI, OH 45207

Mortgage

Document Number	0000024792
Date	Mar 8, 2022
Book Page	14619/1587
Instrument	2022-0024792

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Mar 29, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1529 RUTH AVE, CINCINNATI, OH 45207-1417
Document Number	0000078013
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1529 RUTH AVE CINCINNATI OH 452071417, CINCINNATI, OH 45207-1417

Mortgage

Document Number	0000078013
Date	Sep 12, 2019
Book Page	014000/001768
Instrument	78013

Lender

Name	PEOPLES BK
Type	Bank
Address	MARIETTA, OH 45750

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2049

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 28, 2018
Property Address	1529 RUTH AVE, CINCINNATI, OH 45207-1417
Document Number	0000007045
Map Reference	MB 8 PG 46
Instrument Date	Feb 21, 2018
Instrument	18-0017045
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1529 RUTH AVE, CINCINNATI, OH 45207-1417

Mortgage

Document Number	0000007046
Date	Feb 28, 2018
Instrument	18-0017046

Lender

Name	AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

June 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 27, 2017
Property Address	1529 RUTH AVE, CINCINNATI, OH 45207-1417
Book / Page	013447 / 001734
Instrument Date	Jun 23, 2017
Instrument	57620
Transaction Type	Construction Loan
Record Updated	Aug 23, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7404 ETONCROSS CT CINCINNATI OH 452443719, CINCINNATI, OH 45244-3719

Mortgage

Document Number	0000057620
Date	Jun 27, 2017
Book Page	013447/001734
Instrument	57620

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jun 26, 2018

Interest

Rate Type	Adjustable Rate

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	May 1, 2017
Property Address	1529 RUTH AVE, CINCINNATI, OH 45207-1417
Document Number	0000038467
Book / Page	013407 / 002036
Instrument Date	Apr 27, 2017
Instrument	38467
Transaction Type	Transfer
Record Updated	Jul 13, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7404 ETONCROSS CT CINCINNATI OH 452443719, CINCINNATI, OH 45244-3719

Tax Assessment & Valuation

The 2025 property tax bill for 1529 Ruth Ave was $3,039, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,039.00 (+3.12%)	$145,464 (-) Land $7,728 Building $137,736
2024	$2,947.00 (-2.22%)	$145,464 (-) Land $7,728 Building $137,736
2023	$3,014.00 (+394.1%)	$145,464 (+38.54%) Land $7,728 Building $137,736	$415,610 Land $22,080 Building $393,530
2022	$610.00 Homeowner's exemption	$105,001 Land $6,269 Building $98,732
2020			$300,000 Land $17,910 Building $282,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1529 Ruth Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1529 Ruth Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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