1518 Ruth Ave, Cincinnati, OH 45207 Property Records

Hamilton County property record for 1518 Ruth Ave, Cincinnati, OH 45207

Property Summary

Property Type	Single Family Home
Details	6 bd · 1 ba · 1,804 sqft · built 1910
Lot Size	0.108 acres (4,748 sqft)
Owner	Individual Name on File
Last Sale	$248,000 (Oct 2019)
Tax Bill	$2,949 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`054-0006-0110-00`

Property Details

APN / Parcel Number

Primary APN	`054-0006-0110-00`

Interior

Bedrooms	6 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,804 sqft Living Area
1st Floor Area	738 sqft
2nd Floor Area	720 sqft
Attic	Attic
Attic Area	346 sqft
Basement Area	738 sqft

Exterior

Year Built	Built 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,748 sqft (0.108 acres)
Lot Dimensions	135 ft deep x 35 ft wide
Porch	Porch
Porch Area	273 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1518 RUTH AVE
City	CINCINNATI
State	OH
Zip	45207-1456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1518 RUTH AVE 35 X 135.33 IRR PT LOT 29 MEYERS ET AL SUB
Legal Subdivision	MEYERS ET AL SUB
Legal Lot Number	29
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3001
Census Tract	3800

Owner

1518 Ruth Ave is owned by an individual who bought it in October 2019.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	11269 JASON DR, CINCINNATI, OH 45240-2912
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 15, 2023	Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU
Oct 21, 2019	Warranty Deed, Transfer · Line of Credit GUARANTEED RATE
Nov 28, 2018	Warranty Deed, Transfer PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2019 · Amount on File
Deed Sale	Oct 21, 2019 · Amount on File
Prior Sale	Nov 28, 2018 · Amount on File
Deed Document Number	0000091362
Deed Book / Page	014027 / 000345
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1518 RUTH AVE, CINCINNATI, OH 45207-1456
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	MATTINGLY-FORD TITLE SERVICES, MATTINGLY FORD TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000148660
Date	Dec 10, 2021
Book Page	14561/2348
Instrument	2021-0148660

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1518 RUTH AVE, CINCINNATI, OH 45207-1456
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1518 RUTH AVE, CINCINNATI, OH 45207-1456

Mortgage

Document Number	0000088012
Date	Dec 15, 2023
Book Page	15063/979
Instrument	2023-0088012

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45242

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 11, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 21, 2019
Property Address	1518 RUTH AVE, CINCINNATI, OH 45207-1456
Document Number	0000091362
Book / Page	014027 / 000345
Instrument Date	Oct 17, 2019
Instrument	91362
Transaction Type	Transfer
Record Updated	Nov 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$992.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1518 RUTH AVE CINCINNATI OH 452071456, CINCINNATI, OH 45207-1456

Mortgage

Document Number	91363
Date	Oct 21, 2019
Book Page	014027/000347
Instrument	91363

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2049

Interest

Rate Type	Adjustable Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 28, 2018
Property Address	1518 RUTH AVE, CINCINNATI, OH 45207-1456
Document Number	0000104703
Book / Page	013803 / 001952
Instrument Date	Nov 21, 2018
Instrument	104703
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGCY INC

Transaction

Amount	Amount on Record
Tax	$195.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1518 RUTH AVE CINCINNATI OH 452071456, CINCINNATI, OH 45207-1456

Tax Assessment & Valuation

The 2025 property tax bill for 1518 Ruth Ave was $2,949, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,949.00 (+3.11%)	$47,821 (-) Land $6,125 Building $41,696
2024	$2,860.00 (-2.19%)	$47,821 (-) Land $6,125 Building $41,696
2023	$2,924.00 (-50.48%)	$47,821 (-44.91%) Land $6,125 Building $41,696	$136,630 Land $17,500 Building $119,130
2022	$5,905.00 Homeowner's exemption	$86,800 Land $4,452 Building $82,348
2020			$248,000 Land $12,720 Building $235,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1518 Ruth Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1518 Ruth Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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