1525 Roy Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 1525 Roy Rd, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 3,962 sqft · built 1999
Lot Size	20 acres (871,200 sqft)
Owner	Company Name on Record
Tax Bill	$10,431 (2024)
Deeds & Mortgages	Jul 2026 Sale Jul 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-20-10-300-003`

Property Details

APN / Parcel Number

Primary APN	`14-20-10-300-003`

Interior

Full Baths	5.5 Baths
Half Baths	3 Half Baths
Building Area	3,962 sqft Living Area
1st Floor Area	2,564 sqft
Basement Area	2,564 sqft
Unfinished Basement	2,564 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Lot Area	871,200 sqft (20 acres)
Garage Area	3,204 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1525 ROY RD
City	PETOSKEY
State	MI
Zip	49770-8844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC FF-2
Legal Description	N 1/3 OF S 60 ACRES OF N 1/2 OF SW 1/4 OF SECTION 10. SECTION 10, T34N, R4W
Legal Range	04W
Legal Township	34N
Legal Section	10
Legal Subdivision	S10 T34N R4W
Jurisdiction	EMMET MI
Township / Civil Division	SPRINGVALE
Census Block Group	4
Census Block	4008
Census Tract	970500

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1525 ROY RD, PETOSKEY, MI 49770-8844
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Warranty Deed, Transfer
Jul 6, 2026	Warranty Deed, Transfer
Apr 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Oct 13, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2020
Deed Sale	Oct 13, 2020
Prior Sale	Feb 11, 2008
Deed Document Number	20205179030
Deed Book / Page	1226 / 81
Prior Transfer Date	Jul 22, 2008
Prior Transfer Doc	001105/166
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jul 6, 2026
Property Address	1525 ROY RD, PETOSKEY, MI 49770-8844
Document Number	0005229244
Book / Page	1276 / 196
Instrument Date	Jun 22, 2026
Instrument	20265229244
Transaction Type	Transfer
Record Updated	Jul 20, 2026

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 ROY RD, PETOSKEY, MI 49770-8844

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jul 6, 2026
Property Address	1525 ROY RD, PETOSKEY, MI 49770-8844
Document Number	0005229244
Book / Page	1276 / 196
Instrument Date	Jun 22, 2026
Instrument	20265229244
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 ROY RD, PETOSKEY, MI 49770-8844

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1525 ROY RD, PETOSKEY, MI 49770-8844
Transaction Type	Mortgage
Record Updated	May 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 ROY RD, PETOSKEY, MI 49770-8844

Mortgage

Document Number	0000001251/0000000495
Date	Apr 10, 2023
Book Page	0000001251/0000000495
Instrument	5204481

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Oct 13, 2020
Property Address	1525 ROY RD, PETOSKEY, MI 49770-8844
Document Number	1226/81
Book / Page	1226 / 81
Instrument Date	Oct 12, 2020
Instrument	5179030
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 ROY RD, PETOSKEY, MI 49770-8844

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Springvale Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$747,100 (+4.46%) Land $747,100	$1,494,200 (+4.46%) Land $1,494,200
2025		$715,200 (+32.57%) Land $715,200	$1,430,400 (+32.57%) Land $1,430,400
2024	$10,431.00
2023		$539,500 Land $539,500	$1,079,000 Land $1,079,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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