1575 Roy Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 1575 Roy Rd, Petoskey, MI 49770 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Dec 2025)
Tax Bill	$2,610 (2024)
Deeds & Mortgages	Aug 2022 Mortgage Oct 2010 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-20-10-300-004`

Property Details

APN / Parcel Number

Primary APN	`14-20-10-300-004`

Exterior

Lot Area	1,742,400 sqft (40 acres)

Location & Zoning

Street Address	1575 ROY RD
City	PETOSKEY
State	MI
Zip	49770-8844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 2/3 OF S 60 AC OF N 1/2 OF SW 1/4 OF SECTION 10. 40 AC. SECTION 10, T34N, R4W
Legal Range	04W
Legal Township	34N
Legal Section	10
Jurisdiction	EMMET MI
Township / Civil Division	SPRINGVALE
Census Block Group	4
Census Block	4008
Census Tract	970500

Owner

Source: Emmet County records · APN 14-20-10-300-004

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1575 ROY RD, PETOSKEY, MI 49770-8844
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Oct 12, 2010	Deed of Trust, Mortgage FIFTH THIRD BANK (N MICHIGAN)
Dec 30, 2025	Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 30, 2025 · Amount on Record
Deed Sale	Dec 30, 2025 · Amount on Record
Deed Document Number	20255225279
Deed Book / Page	1272 / 228
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1575 ROY RD, PETOSKEY, MI 49770-8844
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1575 ROY RD, PETOSKEY, MI 49770-8844

Mortgage

Document Number	0000001246/0000000440
Date	Aug 19, 2022
Book Page	0000001246/0000000440
Instrument	5199410

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2037

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1575 ROY RD, PETOSKEY, MI 49770-8844
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001128/157
Date	Oct 12, 2010
Book Page	1128/157

Lender

Name	FIFTH THIRD BANK (N MICHIGAN)
Address	1850 EAST PARIS AVE SE, GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 01, 2025

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Dec 30, 2025
Property Address	1575 ROY RD, PETOSKEY, MI 49770-8844
Document Number	001272/228
Book / Page	1272 / 228
Instrument Date	Dec 29, 2025
Instrument	5225279
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$47.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6416 CROOKED RIVER CIR, ALANSON, MI 49706-9829

Mortgage

Document Number	0005225319
Date	Dec 30, 2025
Instrument	5225319

Lender

Name	MERCANTILE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Jan 01, 2020

Tax Assessment & Valuation

Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Springvale Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,300 (+0.19%) Land $212,300	$424,600 (+0.19%) Land $424,600
2025		$211,900 (+46.24%) Land $211,900	$423,800 (+46.24%) Land $423,800
2024	$2,610.00
2023		$144,900 Land $144,900	$289,800 Land $289,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Emmet County (26047C), updated May 31, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Great Lakes Energy Connections	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Roy Rd

Nearby Streets

All Petoskey, MI Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures