1916 Roy Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 1916 Roy Rd, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	0.003 acres (125 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,898 (2024)
Deeds & Mortgages	Feb 2020 Mortgage Dec 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14-20-09-400-006`

Property Details

APN / Parcel Number

Primary APN	`14-20-09-400-006`

Interior

Full Baths	1 Bath
Building Area	1,536 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	125 sqft (0.003 acres)
Garage Area	2,048 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1916 ROY RD
City	PETOSKEY
State	MI
Zip	49770-8804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC FF-2
Legal Description	SE ? OF NE ? OF SE ? OF SECTION 9. EXC THEREFROM: COM AT SE COR OF SD SEC, TH N00?11?05?W 1603.41 FT, ALG E LN OF SD SEC TO POB, TH CONT ALG SD E LN, N00?11?05?W 120 FT, TH S89?28?30?W 400 FT, TH S00?11?05?E 120 FT, TH N89?28?30?E 400 FT TO POB. ALSO
Legal Range	04W
Legal Township	34N
Legal Section	09
Jurisdiction	EMMET MI
Township / Civil Division	SPRINGVALE
Census Block Group	4
Census Block	4008
Census Tract	970500

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1916 ROY RD, PETOSKEY, MI 49770-8804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Dec 28, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 21, 2018
Transfer Doc	00001209/4
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1916 ROY RD, PETOSKEY, MI 49770-8804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1916 ROY RD, PETOSKEY, MI 49770-8804

Mortgage

Document Number	0000001219/0000000090
Date	Feb 5, 2020
Book Page	0000001219/0000000090
Instrument	5172033

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Dec 28, 2018
Property Address	1916 ROY RD, PETOSKEY, MI 49770-8804
Document Number	1209/4
Book / Page	1209 / 4
Instrument Date	Dec 21, 2018
Instrument	5161920
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	211 A ST, HANCOCK, MI 49930-2101

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Springvale Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,900 (+4.1%) Land $362,900	$725,800 (+4.1%) Land $725,800
2025		$348,600 (+50.39%) Land $348,600	$697,200 (+50.39%) Land $697,200
2024	$2,898.00
2023		$231,800 Land $231,800	$463,600 Land $463,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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