Orange County property record for 15 Vernal Spring, Irvine, CA 92603
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,960 sqft · built 2004 |
| Lot Size | 0.332 acres (14,462 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $3,475,000 (May 2016) |
| Tax Bill | $44,321 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 464-071-18 |
| Primary APN | 464-071-18 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,960 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 14,462 sqft (0.332 acres) |
| Garage Area | 700 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 15 VERNAL SPG |
|---|---|
| City | IRVINE |
| State | CA |
| Zip | 92603-0404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 16267 BLK LOT 40 |
| Legal Subdivision | TRACT NO. 16267 |
| Legal Tract | 16267 |
| Legal Lot Number | 40 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 62655 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15 VERNAL SPG, IRVINE, CA 92603-0404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2016 · Amount on Record |
| Deed Sale | May 16, 2016 · Amount on Record |
| Prior Sale | Aug 29, 2011 · Amount on Record |
| Deed Document Number | 2016217577 |
| Last Transfer Date | Aug 5, 2016 |
| Transfer Doc | 0000471772 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 15 VERNAL SPG, IRVINE, CA 92603-0404 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 15 VERNAL SPG, IRVINE, CA 92603-0404 |
| Document Number | 0000136541 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | 2022000136541 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.6% |
| Type Change Date | Apr 1, 2029 |
| Change Frequency | Monthly |
| Min Rate At Change | 2.5% |
| Index | 1-Year CMT |
| Max Rate | 10.9% |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Irvine City |
| Unified School District | Irvine Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,154,829 (+2%) Land $2,701,725 Building $1,453,104 | |
| 2025 | $44,321.00 (-5.87%) Homeowner's exemption | $4,073,362 (+4.04%) Land $2,648,750 Building $1,424,612 |
| 2023 | $47,083.00 (+1.84%) Homeowner's exemption | $3,915,190 Land $2,545,896 Building $1,369,294 |
| 2022 | $46,231.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 71% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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