14764 77th St NE, Elk River, MN 55330 Property Records

Wright County property record for 14764 77th St NE, Elk River, MN 55330

Property Summary

Property TypeSingle Family Home
Details5 bd · 1.5 ba · 2,482 sqft · built 2017
Lot Size0.368 acres (16,036 sqft)
Owner2 Individual Names on Record
Last Sale$403,751 (Aug 2018)
Tax Bill$6,222 (2026)
Deeds & MortgagesApr 2020 Mortgage
Nov 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN118-292-003040

Property Details

APN / Parcel Number

Primary APN118-292-003040

Interior

Bedrooms5 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,482 sqft Living Area
1st Floor Area1,386 sqft
Basement Area786 sqft
Finished Basement786 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialWood Shingle
Lot Area16,036 sqft (0.368 acres)
Garage TypeAttached
Garage Area1,292 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address14764 77TH ST NE
CityELK RIVER
StateMN
Zip55330-6929
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-28 TWP-121 RANGE-023 CRIMSON PONDS WEST 3RD ADDN LOT-004 BLOCK-003 4 BLOCK-003
Legal Range023
Legal Township121
Legal Section28
Legal SubdivisionCRIMSON PONDS WEST 3RD ADDN
Legal Block3
Legal Lot Number4
JurisdictionWRIGHT MN
Township / Civil DivisionOTSEGO
Census Block Group1
Census Block1001
Census Tract100101

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address14764 77TH ST NE, ELK RIVER, MN 55330-6929
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
STRONG HOME MORTGAGE LLC
Nov 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
STRONG HOME MORTGAGE LLC
Aug 7, 2018Warranty Deed, Subdivision Related Transfer
BANKERS TITLE
Jun 30, 2017Warranty Deed, Transfer
EXECUTIVES TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2018 · Amount on Record
Deed SaleAug 7, 2018 · Amount on Record
Prior SaleJun 30, 2017 · Amount on Record
Deed Document Number20181376589
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWRIGHT MN
Property Address14764 77TH ST NE, OTSEGO, MN 55330-6929
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001422614
DateApr 2, 2020
Instrument1422614
Lender
NameSTRONG HOME MORTGAGE LLC
TypeMortgage Company
AddressWOODBRIDGE, VA 22192
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2050

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWRIGHT MN
Property Address14764 77TH ST NE, OTSEGO, MN 55330-6929
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001446568
DateNov 4, 2020
Instrument1446568
Lender
NameSTRONG HOME MORTGAGE LLC
TypeMortgage Company
AddressMANASSAS, VA 20110
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

August 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWRIGHT MN
Recording DateAug 7, 2018
Property Address14764 77TH ST NE, OTSEGO, MN 55330-6929
Document Number0001376589
Instrument DateAug 1, 2018
Instrument1376589
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 6, 2021
Title CompanyBANKERS TITLE

Transaction

AmountAmount Recorded
Tax$1,332.38
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address14764 77TH ST NE, OTSEGO, MN 55330-6929

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWRIGHT MN
Recording DateJun 30, 2017
Property Address14764 77TH ST NE, OTSEGO, MN 55330-6929
Document Number0001347083
Instrument DateJun 29, 2017
Instrument1347083
Transaction TypeTransfer
Record UpdatedAug 13, 2021
Title CompanyEXECUTIVES TITLE

Transaction

AmountAmount Recorded
Tax$247.17
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address17003 WEAVER LAKE DR, MAPLE GROVE, MN 55311-1437

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWright County
MunicipalityOtsego City
Unified School DistrictElk River School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,222.00 (+3.36%)$550,900 (+0.66%) Land $100,000 Building $450,900$550,900 (+0.66%) Land $100,000 Building $450,900
2025$547,300 (-3.83%) Land $105,000 Building $442,300$547,300 (-3.83%) Land $105,000 Building $442,300
2023$6,020.00 (+3.86%)$569,100 Land $102,000 Building $467,100$569,100 Land $102,000 Building $467,100
2022$5,796.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOtsego
serves 19,000 people · EPA ID MN1860026
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 77th St NE

Nearby Streets

Search Property Records by Address or Parcel Number