Wright County property record for 14747 77th St NE, Elk River, MN 55330
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 2,482 sqft · built 2019 |
| Lot Size | 0.284 acres (12,374 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Apr 2021) |
| Tax Bill | $8,806 (2026) |
| Deeds & Mortgages | Mar 2024 Mortgage Apr 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118-292-002100 |
| Primary APN | 118-292-002100 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,482 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 12,374 sqft (0.284 acres) |
| Garage Type | Attached |
| Garage Area | 1,128 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 14747 77TH ST NE |
|---|---|
| City | ELK RIVER |
| State | MN |
| Zip | 55330-6929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-28 TWP-121 RANGE-023 CRIMSON PONDS WEST 3RD ADDN LOT-010 BLOCK-002 0 BLOCK-002 |
| Legal Range | 023 |
| Legal Township | 121 |
| Legal Section | 28 |
| Legal Subdivision | CRIMSON PONDS WEST 3RD ADDN |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | OTSEGO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 100101 |
Source: Wright County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14747 77TH ST NE, ELK RIVER, MN 55330-6929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2024 | Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS |
| Apr 14, 2021 | Warranty Deed, Transfer · VA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Apr 14, 2021 | Quit Claim Deed, Subdivision Related Transfer RESULTS TITLE, RESULTS TITLE INC |
| Aug 18, 2017 | Loan Modification, Mortgage FIRST NAT'L BK/ELK RIVER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2021 · Amount on Record |
| Deed Sale | Apr 14, 2021 · Amount on Record |
| Prior Sale | Dec 28, 2018 · Amount on Record |
| Deed Document Number | 20211466646 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 14747 77TH ST NE, OTSEGO, MN 55330-6929 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 14747 77TH ST NE, OTSEGO, MN 55330-6929 |
| Document Number | 00A1549138 |
|---|---|
| Date | Mar 19, 2024 |
| Instrument | A1549138 |
| Name | DEPARTMENT OF VETERANS AFFAIRS |
|---|---|
| Type | Government Agency |
| Address | NASHVILLE, TN 37203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Apr 14, 2021 |
| Property Address | 14747 77TH ST NE, OTSEGO, MN 55330-6929 |
| Document Number | 0001466646 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 1466646 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | RESULTS TITLE, RESULTS TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 14747 77TH ST NE, OTSEGO, MN 55330-6929 |
| Document Number | 0001466647 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 1466647 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Apr 14, 2021 |
| Property Address | 14747 77TH ST NE, OTSEGO, MN 55330-6929 |
| Document Number | 0001466645 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 1466645 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | RESULTS TITLE, RESULTS TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 14747 77TH ST NE, OTSEGO, MN 55330-6929 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Aug 18, 2017 |
| Property Address | 14747 77TH ST NE, OTSEGO, MN 55330-6929 |
| Instrument Date | Aug 17, 2017 |
| Instrument | 1351187 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2017 |
| Title Company | LAND TITLE CORPORATION |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0001351187 |
|---|---|
| Date | Aug 18, 2017 |
| Instrument | 1351187 |
| Name | FIRST NAT'L BK/ELK RIVER |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Otsego City |
| Unified School District | Elk River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,806.00 (+61.05%) | $490,100 (+1.09%) Land $100,000 Building $390,100 | $490,100 (+1.09%) Land $100,000 Building $390,100 |
| 2025 | $484,800 (-6.55%) Land $105,000 Building $379,800 | $484,800 (-6.55%) Land $105,000 Building $379,800 | |
| 2023 | $5,468.00 (+3.72%) | $518,800 Land $102,000 Building $416,800 | $518,800 Land $102,000 Building $416,800 |
| 2022 | $5,272.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Otsego serves 19,000 people · EPA ID MN1860026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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