14800 77th St NE, Elk River, MN 55330 Property Records

Wright County property record for 14800 77th St NE, Elk River, MN 55330

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,558 sqft · built 2017
Lot Size0.371 acres (16,189 sqft)
Owner2 Individual Names on File
Last Sale$399,960 (Aug 2017)
Tax Bill$5,432 (2026)
Deeds & MortgagesMar 2021 Mortgage
Aug 2017 Sale
Flood ZoneZone X (minimal risk)
APN118-292-003020

Property Details

APN / Parcel Number

Primary APN118-292-003020

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,558 sqft Living Area
1st Floor Area1,558 sqft
Basement Area1,238 sqft
Finished Basement1,238 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area16,189 sqft (0.371 acres)
Garage TypeAttached
Garage Area874 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address14800 77TH ST NE
CityELK RIVER
StateMN
Zip55330-6918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-28 TWP-121 RANGE-023 CRIMSON PONDS WEST 3RD ADDN LOT-002 BLOCK-003 2 BLOCK-003
Legal Range023
Legal Township121
Legal Section28
Legal SubdivisionCRIMSON PONDS WEST 3RD ADDN
Legal Block3
Legal Lot Number2
JurisdictionWRIGHT MN
Township / Civil DivisionOTSEGO
Census Block Group1
Census Block1001
Census Tract100101

Owner

14800 77th St NE is owned and occupied by two individuals who bought it in August 2017.

Source: Wright County records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address14800 77TH ST NE, ELK RIVER, MN 55330-6918
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
WATERSTONE MORTGAGE CORP
Aug 11, 2017Warranty Deed, Subdivision Related Transfer
SHERBURNE CO ABSTRACT TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2017 · Amount on File
Deed SaleAug 11, 2017 · Amount on File
Deed Document Number20171350643
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWRIGHT MN
Property Address14800 77TH ST NE, OTSEGO, MN 55330-6918
Transaction TypeMortgage
Record UpdatedApr 6, 2021
Title CompanyHOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001462404
DateMar 15, 2021
Instrument1462404
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

August 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWRIGHT MN
Recording DateAug 11, 2017
Property Address14800 77TH ST NE, OTSEGO, MN 55330-6918
Document Number0001350643
Instrument DateAug 10, 2017
Instrument1350643
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 13, 2021
Title CompanySHERBURNE CO ABSTRACT TITLE

Transaction

AmountAmount on Record
Tax$1,319.87
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14800 77TH ST NE, OTSEGO, MN 55330-6918

Tax Assessment & Valuation

The 2026 property tax bill for 14800 77th St NE was $5,432.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWright County
MunicipalityOtsego City
Unified School DistrictElk River School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,432.00$497,800 (+2.05%) Land $100,000 Building $397,800$497,800 (+2.05%) Land $100,000 Building $397,800
2025$487,800 Land $105,000 Building $382,800$487,800 Land $105,000 Building $382,800
2023$5,220.00 (-1.25%)$486,700 Land $102,000 Building $384,700$486,700 Land $102,000 Building $384,700
2022$5,286.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14800 77th St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14800 77th St NE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOtsego
serves 19,000 people · EPA ID MN1860026
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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