Wright County property record for 14748 77th St NE, Elk River, MN 55330
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,547 sqft · built 2017 |
| Lot Size | 0.368 acres (16,071 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $379,809 (Jul 2018) |
| Tax Bill | $5,746 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage Jul 2018 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118-292-003050 |
| Primary APN | 118-292-003050 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,547 sqft Living Area |
| 1st Floor Area | 1,547 sqft |
| Basement Area | 1,238 sqft |
| Finished Basement | 1,238 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 16,071 sqft (0.368 acres) |
| Garage Type | Attached |
| Garage Area | 874 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 14748 77TH ST NE |
|---|---|
| City | ELK RIVER |
| State | MN |
| Zip | 55330-6929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-28 TWP-121 RANGE-023 CRIMSON PONDS WEST 3RD ADDN LOT-005 BLOCK-003 5 BLOCK-003 |
| Legal Range | 023 |
| Legal Township | 121 |
| Legal Section | 28 |
| Legal Subdivision | CRIMSON PONDS WEST 3RD ADDN |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | OTSEGO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 100101 |
Source: Wright County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3130 COZUMEL CT, CAPE CORAL, FL 33909-5437 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jul 5, 2018 | Warranty Deed, Subdivision Related Transfer |
| May 26, 2017 | Grant Deed, Mortgage · Line of Credit AMERICAN LAND & CAP |
| May 26, 2017 | Warranty Deed, Transfer SHERBURNE COUNTY ABSTRACT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2018 · Amount on Record |
| Deed Sale | Jul 5, 2018 · Amount on Record |
| Prior Sale | May 26, 2017 · Amount on Record |
| Deed Document Number | 20181374070 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 14748 77TH ST NE, OTSEGO, MN 55330-6929 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0001447013 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 1447013 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Jul 5, 2018 |
| Property Address | 14748 77TH ST NE, OTSEGO, MN 55330-6929 |
| Document Number | 0001374070 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 1374070 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,253.37 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14748 77TH ST NE, OTSEGO, MN 55330-6929 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | May 26, 2017 |
| Property Address | 14748 77TH ST NE, OTSEGO, MN 55330-6929 |
| Instrument Date | May 25, 2017 |
| Instrument | 1344104 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2017 |
| Title Company | SHERBURNE COUNTY ABSTRACT |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5730 QUAM AVE NE ST MICHAEL MN 553769032, ST MICHAEL, MN 55376-9032 |
| Document Number | 0001344104 |
|---|---|
| Date | May 26, 2017 |
| Instrument | 1344104 |
| Name | AMERICAN LAND & CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | LAKEVILLE, MN 55044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | May 26, 2017 |
| Property Address | 14748 77TH ST NE, OTSEGO, MN 55330-6929 |
| Document Number | 0001344103 |
| Instrument Date | May 25, 2017 |
| Instrument | 1344103 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2017 |
| Title Company | SHERBURNE COUNTY ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Tax | $247.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5730 QUAM AVE NE ST MICHAEL MN 553769032, ST MICHAEL, MN 55376-9032 |
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Otsego City |
| Unified School District | Elk River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,746.00 (+3.79%) | $519,000 (+1.47%) Land $100,000 Building $419,000 | $519,000 (+1.47%) Land $100,000 Building $419,000 |
| 2025 | $511,500 (+0.55%) Land $105,000 Building $406,500 | $511,500 (+0.55%) Land $105,000 Building $406,500 | |
| 2023 | $5,536.00 (-1.21%) | $508,700 Land $102,000 Building $406,700 | $508,700 Land $102,000 Building $406,700 |
| 2022 | $5,604.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Otsego serves 19,000 people · EPA ID MN1860026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures