Wright County property record for 14715 77th St NE, Elk River, MN 55330
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,500 sqft · built 2017 |
| Lot Size | 0.277 acres (12,104 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $362,200 (Oct 2017) |
| Tax Bill | $4,788 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage Oct 2017 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118-292-002080 |
| Primary APN | 118-292-002080 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 12,104 sqft (0.277 acres) |
| Garage Type | Attached |
| Garage Area | 758 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 14715 77TH ST NE |
|---|---|
| City | ELK RIVER |
| State | MN |
| Zip | 55330-6929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-28 TWP-121 RANGE-023 CRIMSON PONDS WEST 3RD ADDN LOT-008 BLOCK-002 8 BLOCK-002 |
| Legal Range | 023 |
| Legal Township | 121 |
| Legal Section | 28 |
| Legal Subdivision | CRIMSON PONDS WEST 3RD ADDN |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | OTSEGO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 100101 |
14715 77th St NE is owned and occupied by two individuals who bought it in October 2017.
Source: Wright County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14715 77TH ST NE, ELK RIVER, MN 55330-6929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC |
| Oct 30, 2017 | Warranty Deed, Transfer MULTIPLE |
| Jul 12, 2017 | Warranty Deed, Transfer EXECUTIVE TITLE NORTHWEST LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2017 · Amount on File |
| Deed Sale | Oct 30, 2017 · Amount on File |
| Prior Sale | Jul 12, 2017 · Amount on File |
| Deed Document Number | 20171356890 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 14715 77TH ST NE, OTSEGO, MN 55330-6929 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ARDEN TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0001449225 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 1449225 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Oct 30, 2017 |
| Property Address | 14715 77TH ST NE, OTSEGO, MN 55330-6929 |
| Document Number | 0001356890 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 1356890 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | MULTIPLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,195.26 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 14715 77TH ST NE, OTSEGO, MN 55330-6929 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Jul 12, 2017 |
| Property Address | 14715 77TH ST NE, OTSEGO, MN 55330-6929 |
| Document Number | 0001347954 |
| Instrument Date | Jul 12, 2017 |
| Instrument | 1347954 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2017 |
| Title Company | EXECUTIVE TITLE NORTHWEST LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $227.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 21301 COUNTY ROAD 81 ROGERS MN 553743901, ROGERS, MN 55374-3901 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 14715 77th St NE was $4,788.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Otsego City |
| Unified School District | Elk River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,788.00 | $438,000 (+0.92%) Land $100,000 Building $338,000 | $438,000 (+0.92%) Land $100,000 Building $338,000 |
| 2025 | $434,000 Land $105,000 Building $329,000 | $434,000 Land $105,000 Building $329,000 | |
| 2023 | $4,578.00 (-0.61%) | $427,600 Land $102,000 Building $325,600 | $427,600 Land $102,000 Building $325,600 |
| 2022 | $4,606.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14715 77th St NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 14715 77th St NE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Otsego serves 19,000 people · EPA ID MN1860026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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