Wright County property record for 14726 77th St NE, Elk River, MN 55330
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 3,570 sqft · built 2017 |
| Lot Size | 0.368 acres (16,028 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $587,652 (Aug 2017) |
| Tax Bill | $7,940 (2026) |
| Deeds & Mortgages | May 2023 Line of Credit Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118-292-003060 |
| Primary APN | 118-292-003060 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,570 sqft Living Area |
| 1st Floor Area | 2,192 sqft |
| Basement Area | 1,289 sqft |
| Finished Basement | 1,289 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 16,028 sqft (0.368 acres) |
| Garage Type | Attached |
| Garage Area | 1,680 sqft |
| Parking Spaces | 6 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 14726 77TH ST NE |
|---|---|
| City | ELK RIVER |
| State | MN |
| Zip | 55330-6929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-28 TWP-121 RANGE-023 CRIMSON PONDS WEST 3RD ADDN LOT-006 BLOCK-003 6 BLOCK-003 |
| Legal Range | 023 |
| Legal Township | 121 |
| Legal Section | 28 |
| Legal Subdivision | CRIMSON PONDS WEST 3RD ADDN |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | OTSEGO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 100101 |
Source: Wright County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14726 77TH ST NE, ELK RIVER, MN 55330-6929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2023 | Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU |
| Aug 7, 2019 | Deed of Trust, Mortgage · Commercial Mortgage KLC FINANCIAL INC |
| Aug 18, 2017 | Warranty Deed, Transfer EXECUTIVE TITLE NORTHWEST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2017 · Amount on Record |
| Deed Sale | Aug 18, 2017 · Amount on Record |
| Deed Document Number | 20171351172 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 14726 77TH ST NE, OTSEGO, MN 55330-6929 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2023 |
| Title Company | ANCONA TITLE, ANCONA TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Address | 14726 77TH ST NE, OTSEGO, MN 55330-6929 |
| Document Number | 00A1530865 |
|---|---|
| Date | May 18, 2023 |
| Instrument | A1530865 |
| Name | TRUSTONE FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | MINNEAPOLIS, MN 55447 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 17, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 14726 77TH ST NE, OTSEGO, MN 55330-6929 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001402250 |
|---|---|
| Date | Aug 7, 2019 |
| Instrument | 1402250 |
| Name | KLC FINANCIAL INC |
|---|---|
| Type | Non-Lending Institution |
| Address | MINNETONKA, MN 55345 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Aug 18, 2017 |
| Property Address | 14726 77TH ST NE, OTSEGO, MN 55330-6929 |
| Document Number | 0001351172 |
| Instrument Date | Aug 14, 2017 |
| Instrument | 1351172 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | EXECUTIVE TITLE NORTHWEST |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,939.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14726 77TH ST NE, OTSEGO, MN 55330-6929 |
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Otsego City |
| Unified School District | Elk River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,940.00 (-4.15%) | $676,200 (+0.01%) Land $100,000 Building $576,200 | $676,200 (+0.01%) Land $100,000 Building $576,200 |
| 2025 | $676,100 (-10.99%) Land $105,000 Building $571,100 | $676,100 (-10.99%) Land $105,000 Building $571,100 | |
| 2023 | $8,284.00 (+1%) | $759,600 Land $102,000 Building $657,600 | $759,600 Land $102,000 Building $657,600 |
| 2022 | $8,202.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Otsego serves 19,000 people · EPA ID MN1860026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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