Wright County property record for 14702 77th St NE, Elk River, MN 55330
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,607 sqft · built 2017 |
| Lot Size | 0.368 acres (16,063 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Dec 2020) |
| Tax Bill | $6,576 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Dec 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118-292-003070 |
| Primary APN | 118-292-003070 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,607 sqft Living Area |
| 1st Floor Area | 1,607 sqft |
| Basement Area | 1,338 sqft |
| Finished Basement | 1,338 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 16,063 sqft (0.368 acres) |
| Garage Type | Attached |
| Garage Area | 1,034 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 14702 77TH ST NE |
|---|---|
| City | ELK RIVER |
| State | MN |
| Zip | 55330-6929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-28 TWP-121 RANGE-023 CRIMSON PONDS WEST 3RD ADDN LOT-007 BLOCK-003 7 BLOCK-003 |
| Legal Range | 023 |
| Legal Township | 121 |
| Legal Section | 28 |
| Legal Subdivision | CRIMSON PONDS WEST 3RD ADDN |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | OTSEGO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 100101 |
14702 77th St NE is owned and occupied by two individuals who bought it in December 2020.
Source: Wright County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14702 77TH ST NE, ELK RIVER, MN 55330-6929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Dec 4, 2020 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 26, 2018 | Warranty Deed, Transfer EXECUTIVE TITLE NORTHWEST |
| Jun 29, 2017 | Warranty Deed, Transfer EXECUTIVE TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2020 · Amount on File |
| Deed Sale | Dec 4, 2020 · Amount on File |
| Prior Sale | Mar 26, 2018 · Amount on File |
| Deed Document Number | 20201450506 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 14702 77TH ST NE, OTSEGO, MN 55330-6929 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Title Company | SHERBURNE COUNTY ABSTRACT, SHERBURNE CNTY ABSTRACT & TT |
| Name | Verified Name |
|---|
| Document Number | 0001486660 |
|---|---|
| Date | Oct 11, 2021 |
| Instrument | 1486660 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Dec 4, 2020 |
| Property Address | 14702 77TH ST NE, OTSEGO, MN 55330-6929 |
| Document Number | 0001450506 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 1450506 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | ANCONA TITLE AND ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,815.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 14702 77TH ST NE, OTSEGO, MN 55330-6929 |
| Document Number | 0001450507 |
|---|---|
| Date | Dec 4, 2020 |
| Instrument | 1450507 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2050 |
| Document Number | 0001450508 |
|---|---|
| Date | Dec 4, 2020 |
| Instrument | 1450508 |
| Name | TRUSTONE FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | MINNEAPOLIS, MN 55447 |
| Amount | Amount on Record |
|---|---|
| Term | 239 Months |
| Due | Nov 7, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Mar 26, 2018 |
| Property Address | 14702 77TH ST NE, OTSEGO, MN 55330-6929 |
| Document Number | 0001366715 |
| Instrument Date | Mar 26, 2018 |
| Instrument | 1366715 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | EXECUTIVE TITLE NORTHWEST |
| Amount | Amount on Record |
|---|---|
| Tax | $1,551.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 14702 77TH ST NE, OTSEGO, MN 55330-6929 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Jun 29, 2017 |
| Property Address | 14702 77TH ST NE, OTSEGO, MN 55330-6929 |
| Document Number | 0001346942 |
| Instrument Date | Jun 28, 2017 |
| Instrument | 1346942 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | EXECUTIVE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $247.17 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21301 COUNTY ROAD 81, ROGERS, MN 55374-3901 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 14702 77th St NE was $6,576.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Otsego City |
| Unified School District | Elk River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,576.00 | $582,200 (+1.46%) Land $100,000 Building $482,200 | $582,200 (+1.46%) Land $100,000 Building $482,200 |
| 2025 | $573,800 Land $105,000 Building $468,800 | $573,800 Land $105,000 Building $468,800 | |
| 2023 | $6,104.00 (-2.12%) | $571,200 Land $102,000 Building $469,200 | $571,200 Land $102,000 Building $469,200 |
| 2022 | $6,236.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14702 77th St NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 14702 77th St NE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Otsego serves 19,000 people · EPA ID MN1860026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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