Cecil County property record for 1435 Old Telegraph Rd, Warwick, MD 21912
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,182 sqft · built 2000 |
| Lot Size | 0.869 acres (37,853 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (Dec 2020) |
| Tax Bill | $5,779 (2026) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-039176 |
| Primary APN | 02-039176 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,182 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 37,853 sqft (0.869 acres) |
| Garage Type | Built-in |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 480 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 348 sqft |
| Deck Area | 312 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 039176 |
|---|---|
| Street Address | 1435 OLD TELEGRAPH RD |
| City | WARWICK |
| State | MD |
| Zip | 21912-1044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SAR |
| Legal Description | LOT 5 - .869 ACRE 1435 OLD TELEGRAPH ROAD N OF WARWICK |
| Legal Subdivision | RETTIG RICHARD M |
| Legal Lot Number | 5 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 2, CHESAPEAKE CITY |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 30200 |
1435 Old Telegraph Rd is owned and occupied by two individuals who bought it in December 2020.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1435 OLD TELEGRAPH RD, WARWICK, MD 21912-1044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2020 · Amount on File |
| Deed Sale | Dec 15, 2020 · Amount on File |
| Prior Sale | Jun 30, 2008 · Amount on File |
| Deed Book / Page | 4748 / 191 |
| Transfer Doc | 0000247236 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Dec 15, 2020 |
| Property Address | 1435 OLD TELEGRAPH RD, WARWICK, MD 21912-1044 |
| Document Number | 0047480191 |
| Book / Page | 4748 / 191 |
| Map Reference | CAB PC559-1015 |
| Instrument Date | Nov 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | KEY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1435 OLD TELEGRAPH RD, WARWICK, MD 21912-1044 |
| Document Number | 0004748198 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 4748/198 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
The 2026 property tax bill for 1435 Old Telegraph Rd was $5,779, up 8.4% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,779.00 (+8.42%) | $527,467 | $573,300 Land $103,900 Building $469,400 |
| 2025 | $5,330.00 | ||
| 2023 | $3,975.00 | $417,900 | $435,800 Land $103,900 Building $331,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1435 Old Telegraph Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2003–2024) |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1435 Old Telegraph Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 74% of Maryland |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Choptank Fiber Fiber | 2,500 / 2,500 |
| Breezeline Cable | 1,000 / 50 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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