1427 Old Telegraph Rd, Warwick, MD 21912 Property Records

Cecil County property record for 1427 Old Telegraph Rd, Warwick, MD 21912

Property Summary

Property Type	Rural Home
Details	2.5 ba · 1,539 sqft · built 1981
Lot Size	27.7 acres (1,207,483 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,000 (Mar 2020)
Tax Bill	$4,578 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-040417`

Property Details

APN / Parcel Number

Primary APN	`02-040417`
Alternative APN	`040417`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,539 sqft Total Area
Basement Area	700 sqft
Finished Basement	700 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	1,207,483 sqft (27.7 acres)
Porch	Slab
Porch Area	120 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	040417
Street Address	1427 OLD TELEGRAPH RD
City	WARWICK
State	MD
Zip	21912-1044
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SAR
Legal Description	LOT 6 - 27.728 ACRES 1427 OLD TELEGRAPH ROAD MARTLAND FARMS
Legal Subdivision	RETTIG RICHARD LANDS
Legal Lot Number	6
Jurisdiction	CECIL MD
Township / Civil Division	2, CHESAPEAKE CITY
Census Block Group	3
Census Block	3026
Census Tract	30200

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 PREAKNESS PL, WARWICK, MD 21912-1041
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2020 · Amount on Record
Deed Sale	Mar 11, 2020 · Amount on Record
Prior Sale	Jan 6, 2006 · Amount on Record
Deed Book / Page	4564 / 281
Transfer Doc	0020590001
Record Updated	Oct 29, 2026

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Mar 11, 2020
Property Address	1427 OLD TELEGRAPH RD, WARWICK, MD 21912-1044
Document Number	0045650281
Book / Page	004565 / 000281
Instrument Date	Feb 24, 2020
Transaction Type	Transfer
Record Updated	May 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$505.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1427 OLD TELEGRAPH RD WARWICK MD 219121044, WARWICK, MD 21912-1044

Mortgage

Document Number	45640291
Date	Mar 11, 2020
Book Page	004564/000291

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2050

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$437,000 (+5.84%)	$461,100 (-) Land $145,000 Building $316,100
2025	$4,578.00 (+13.04%)	$412,900 (+14.26%)	$461,100 (+18.6%) Land $145,000 Building $316,100
2023	$4,050.00	$361,367	$388,800 Land $145,000 Building $243,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2003–2024)
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 75% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500
Breezeline Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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