Cecil County property record for 1397 Old Telegraph Rd, Warwick, MD 21912
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,660 sqft · built 1996 |
| Lot Size | 0.935 acres (40,728 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Sep 2013) |
| Tax Bill | $4,675 (2026) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-042584 |
| Primary APN | 02-042584 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,660 sqft Total Area |
| Basement Area | 630 sqft |
| Finished Basement | 630 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 40,728 sqft (0.935 acres) |
| Garage Type | Mixed |
| Garage Area | 1,304 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 434 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 042584 |
|---|---|
| Street Address | 1397 OLD TELEGRAPH RD |
| City | WARWICK |
| State | MD |
| Zip | 21912-1011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SAR |
| Legal Description | LOT 4 - .935 ACRE 1397 OLD TELEGRAPH ROAD N OF WARWICK |
| Legal Subdivision | THE LANDS OF RICHARD RETTIG |
| Legal Lot Number | 4 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 2, CHESAPEAKE CITY |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 30200 |
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1397 OLD TELEGRAPH RD, WARWICK, MD 21912-1011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2013 · Amount on Record |
| Deed Sale | Sep 4, 2013 · Amount on Record |
| Prior Sale | Sep 4, 2007 · Amount on Record |
| Deed Book / Page | 3467 / 421 |
| Prior Transfer Date | Jul 7, 2010 |
| Prior Transfer Doc | 0028630230 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 1397 OLD TELEGRAPH RD, WARWICK, MD 21912-1011 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0042960224 |
|---|---|
| Date | Sep 11, 2018 |
| Book Page | 4296/224 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,675.00 (+3.73%) Homeowner's exemption | $536,333 (+10.98%) | $589,400 (-) Land $105,300 Building $484,100 |
| 2025 | $4,507.00 (+29.51%) Homeowner's exemption | $483,267 (+17.06%) | $589,400 (+37.01%) Land $105,300 Building $484,100 |
| 2023 | $3,480.00 Homeowner's exemption | $412,833 | $430,200 Land $105,300 Building $324,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2003–2024) |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 76% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Choptank Fiber Fiber | 2,500 / 2,500 |
| Breezeline Cable | 1,000 / 50 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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