1568 Old Telegraph Rd, Warwick, MD 21912 Property Records

Cecil County property record for 1568 Old Telegraph Rd, Warwick, MD 21912

Property Summary

Property Type	Rural Home
Details	4 ba · 3,272 sqft · built 2019
Lot Size	33.1 acres (1,443,230 sqft)
Owner	2 Individual Names on Record
Last Sale	$534,797 (Dec 2015)
Tax Bill	$6,284 (2026)
Deeds & Mortgages	Jul 2020 Construction Loan Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-021196`

Property Details

APN / Parcel Number

Primary APN	`02-021196`
Alternative APNs	`2021196` `021196`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,272 sqft Total Area
Utility Area	408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,443,230 sqft (33.1 acres)
Garage Type	Attached
Garage Area	852 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	021196
Street Address	1568 OLD TELEGRAPH RD
City	WARWICK
State	MD
Zip	21912-1073
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SAR
Legal Description	LOT 3 - 33.132 ACRES 1568 OLD TELEGRAPH ROAD S OF BOHEMIA MILLS
Legal Subdivision	MINOR SUBDIVISION
Legal Lot Number	3
Jurisdiction	CECIL MD
Township / Civil Division	2, CHESAPEAKE CITY
Census Block Group	3
Census Block	3042
Census Tract	30200

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1568 OLD TELEGRAPH RD, WARWICK, MD 21912-1073
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Deed of Trust, Construction Loan · Construction Mortgage MANUFACTURERS & TRADERS TR
Jun 29, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2015 · Amount on Record
Deed Sale	Dec 16, 2015 · Amount on Record
Deed Book / Page	3822 / 47
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Recording Date	Jul 14, 2020
Property Address	1568 OLD TELEGRAPH RD, WARWICK, MD 21912-1073
Document Number	0046380218
Book / Page	004638 / 000218
Instrument Date	Jun 11, 2020
Transaction Type	Construction Loan
Record Updated	Aug 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1568 OLD TELEGRAPH RD WARWICK MD 219121073, WARWICK, MD 21912-1073

Mortgage

Document Number	46380218
Date	Jul 14, 2020
Book Page	004638/000218

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14203

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Jun 29, 2018
Property Address	1568 OLD TELEGRAPH RD, WARWICK, MD 21912-1073
Document Number	0042660493
Book / Page	004266 / 000493
Instrument Date	Jul 25, 2017
Transaction Type	Transfer
Record Updated	Jul 18, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,284.00 (+3.41%) Homeowner's exemption	$621,533 (+20.54%)	$669,100 (+27.11%) Land $116,900 Building $552,200
2025	$6,077.00 (+27.83%) Homeowner's exemption
2023	$4,754.00 Homeowner's exemption	$515,633	$526,400 Land $116,900 Building $409,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2003–2024)
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 71% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500
Breezeline Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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