1383 Old Telegraph Rd, Warwick, MD 21912 Property Records

Cecil County property record for 1383 Old Telegraph Rd, Warwick, MD 21912

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,422 sqft · built 2002
Lot Size	0.971 acres (42,296 sqft)
Owner	2 Individual Names on File
Last Sale	$352,500 (Aug 2009)
Tax Bill	$4,430 (2026)
Deeds & Mortgages	Jul 2019 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-042592`

Property Details

APN / Parcel Number

Primary APN	`02-042592`
Alternative APNs	`2042592` `042592`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,422 sqft Total Area
Basement Area	468 sqft
Finished Basement	468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	42,296 sqft (0.971 acres)
Garage Type	Attached
Garage Area	582 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	286 sqft
Deck Area	182 sqft
Shed	1 Shed
Shed Area	440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	042592
Street Address	1383 OLD TELEGRAPH RD
City	WARWICK
State	MD
Zip	21912-1011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SAR
Legal Description	LOT 3 - .971 ACRE 1383 OLD TELEGRAPH ROAD N OF WARWICK
Legal Subdivision	RETTIG RICHARD LAND
Legal Lot Number	3
Jurisdiction	CECIL MD
Township / Civil Division	2, CHESAPEAKE CITY
Census Block Group	3
Census Block	3026
Census Tract	30200

Owner

1383 Old Telegraph Rd is owned and occupied by two individuals who bought it in August 2009.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1383 OLD TELEGRAPH RD, WARWICK, MD 21912-1011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
Nov 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2009 · Amount on File
Deed Sale	Aug 12, 2009 · Amount on File
Prior Sale	Dec 3, 2001
Deed Document Number	2009279580
Deed Book / Page	2682 / 436
Transfer Doc	0000254051
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	1383 OLD TELEGRAPH RD, WARWICK, MD 21912-1011
Document Number	0044330302
Instrument Date	Jul 9, 2019
Transaction Type	Mortgage
Record Updated	Jul 31, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1383 OLD TELEGRAPH RD WARWICK MD 219121011, WARWICK, MD 21912-1011

Mortgage

Document Number	0044330302
Date	Jul 19, 2019
Book Page	004433/000302

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	1383 OLD TELEGRAPH RD, WARWICK, MD 21912-1011
Document Number	0041610331
Book / Page	004161 / 000331
Instrument Date	Nov 6, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	101 S TRYON ST CHARLOTTE NC 282800002, CHARLOTTE, NC 28280-0002

Mortgage

Document Number	0041610331
Date	Nov 16, 2017
Book Page	004161/000331

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 15, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 1383 Old Telegraph Rd was $4,430 with a homeowner's exemption, up 3.3% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,430.00 (+3.34%) Homeowner's exemption	$464,933	$494,400 Land $106,100 Building $388,300
2025	$4,287.00 Homeowner's exemption
2023	$3,285.00 Homeowner's exemption	$385,967	$406,000 Land $106,100 Building $299,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1383 Old Telegraph Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2003–2024)
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1383 Old Telegraph Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500
Breezeline Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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