1371 Old Telegraph Rd, Warwick, MD 21912 Property Records

Cecil County property record for 1371 Old Telegraph Rd, Warwick, MD 21912

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,694 sqft · built 1900
Lot Size	2.63 acres (114,563 sqft)
Owner	Individual Name on Record
Last Sale	$287,000 (Jan 2020)
Tax Bill	$3,187 (2026)
Deeds & Mortgages	Jan 2026 Second Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-022117`

Property Details

APN / Parcel Number

Primary APN	`02-022117`
Alternative APNs	`2022117` `022117`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,694 sqft Total Area
Attic	Attic
Attic Area	263 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Stone
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	114,563 sqft (2.63 acres)
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	287 sqft
Deck Area	54 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	022117
Street Address	1371 OLD TELEGRAPH RD
City	WARWICK
State	MD
Zip	21912-1011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SAR
Legal Description	2.6349 ACRES 1371 OLD TELEGRAPH ROAD S OF BOHEMIA MILLS
Jurisdiction	CECIL MD
Township / Civil Division	2, CHESAPEAKE CITY
Census Block Group	3
Census Block	3026
Census Tract	30200

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1371 OLD TELEGRAPH RD, WARWICK, MD 21912-1011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ABERDEEN PROVING GROUND FCU
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK
Jan 6, 2020	Deed, Transfer · FHA Mortgage MERIDIAN BANK
Jan 31, 2019	Deed, Transfer · VA Mortgage BNC NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2020 · Amount on Record
Deed Sale	Jan 6, 2020 · Amount on Record
Prior Sale	Jan 31, 2019 · Amount on Record
Deed Book / Page	4528 / 127
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	1371 OLD TELEGRAPH RD, WARWICK, MD 21912-1011
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	GETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057350405
Date	Jan 30, 2026
Book Page	5735/405

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 20, 2041

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	1371 OLD TELEGRAPH RD, WARWICK, MD 21912-1011
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048020500
Date	Feb 23, 2021
Book Page	4802/500

Lender

Name	MERIDIAN BANK
Type	Bank
Address	BLUE BELL, PA 19422

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jan 6, 2020
Property Address	1371 OLD TELEGRAPH RD, WARWICK, MD 21912-1011
Document Number	0045280127
Book / Page	4528 / 127
Instrument Date	Nov 18, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SKYLINE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1371 OLD TELEGRAPH RD, WARWICK, MD 21912-1011

Mortgage

Document Number	0004528133
Date	Jan 6, 2020
Instrument	4528/133

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2049

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jan 31, 2019
Property Address	1371 OLD TELEGRAPH RD, WARWICK, MD 21912-1011
Document Number	0043560325
Book / Page	4356 / 325
Instrument Date	Jan 28, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LIBERTY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1371 OLD TELEGRAPH RD, WARWICK, MD 21912-1011
Investor	Possibly a Property Investor

Mortgage

Document Number	0004356335
Date	Jan 31, 2019
Instrument	4356/335

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,187.00 (+2.91%)	$288,367 (+10.74%)	$299,200 (+12.19%) Land $123,000 Building $176,200
2025	$3,097.00 (+38.57%)
2023	$2,235.00	$260,400	$266,700 Land $123,000 Building $143,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2003–2024)
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500
Breezeline Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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