14326 Bluff Rd, Lakeside, MI 49116 Property Records

Berrien County property record for 14326 Bluff Rd, Lakeside, MI 49116

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,468 sqft · built 2004
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Tax Bill	$56,913 (2025)
Deeds & Mortgages	Apr 2008 Line of Credit Apr 2007 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`07-7660-0051-00-1`

Property Details

APN / Parcel Number

Primary APN	`07-7660-0051-00-1`
Alternative APN	`11-07-7660-0051-00-1`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	5,468 sqft Living Area
1st Floor Area	2,590 sqft
Basement Area	2,590 sqft
Unfinished Basement	2,590 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	150 ft deep x 120 ft wide
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	14326 BLUFF RD
City	LAKESIDE
State	MI
Zip	49116-5103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 51 SUPERVISOR'S PLAT OF TURNER'S SUBDIVISION EXC THE NELY 75'THEREOF THE SWLY LN OF WHICH IS PAR TO THE NELY LN OF SD LOT 51
Legal Subdivision	TURNERS SUB
Legal Lot Number	51
Legal Unit	51,51
Jurisdiction	BERRIEN MI
Township / Civil Division	CHIKAMING
Census Block Group	2
Census Block	2007
Census Tract	11201

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14326 BLUFF RD, LAKESIDE, MI 49116-5103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2008	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Apr 24, 2007	Deed of Trust, Mortgage TCD MORTGAGE CORP
Dec 27, 2007	Deed of Trust, Mortgage · VA Mortgage CITIMORTGAGE INC
Sep 13, 2007	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TCD MORTGAGE CORP
Jan 6, 2006	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Dec 13, 2006	Deed of Trust, Mortgage TCD MORTGAGE CORP
May 17, 2018	Trustee's Deed, Foreclosure Foreclosure Auction
May 10, 2018	Sheriff's Deed, Foreclosure TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN
Jun 28, 2010	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2018
Deed Sale	May 17, 2018
Prior Sale	May 10, 2018 · Amount on Record
Deed Book / Page	3205 / 3482
Record Updated	Oct 29, 2026

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	14326 BLUFF RD, LAKESIDE, MI 49116-5103
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02836/2543
Date	Apr 2, 2008
Book Page	2836/2543

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Feb 27, 2038

Interest

Change Frequency	Monthly

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	14326 BLUFF RD, LAKESIDE, MI 49116-5103
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02787/1156
Date	Apr 24, 2007
Book Page	2787/1156

Lender

Name	TCD MORTGAGE CORP
Address	WORTH, IL 60482

Agreement

Amount	Amount Recorded
Term	361 Months
Due	May 1, 2037

Interest

Rate Type	Fixed Rate
Rate	7%
Type Change Date	May 1, 2012
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	12%
Index	1-Year LIBOR
Max Rate	12%

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	14326 BLUFF RD, LAKESIDE, MI 49116-5103
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02823/2681
Date	Dec 27, 2007
Book Page	2823/2681

Lender

Name	CITIMORTGAGE INC
Type	Mortgage Company
Address	O FALLON, MO 63368

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2038

Interest

Rate Type	Fixed Rate
Rate	7.75%
Type Change Date	Jan 1, 2015
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	12.7%
Index	1-Year LIBOR
Max Rate	12.7%

September 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	14326 BLUFF RD, LAKESIDE, MI 49116-5103
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02809/2680
Date	Sep 13, 2007
Book Page	2809/2680

Lender

Name	TCD MORTGAGE CORP
Address	WORTH, IL 60482

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2037

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	14326 BLUFF RD, LAKESIDE, MI 49116-5103
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02677/1312
Date	Jan 6, 2006
Book Page	2677/1312

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	5050 KINGSLEY DR, CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2016

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	14326 BLUFF RD, LAKESIDE, MI 49116-5103
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02764/2014
Date	Dec 13, 2006
Book Page	2764/2014

Lender

Name	TCD MORTGAGE CORP
Address	WORTH, IL 60482

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	12-Month MTA
Max Rate	9.95%

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BERRIEN MI
Recording Date	May 17, 2018
Property Address	14326 BLUFF RD, LAKESIDE, MI 49116-5103
Document Number	03205/3482
Book / Page	3205 / 3482
Map Reference	LB9 PG43
Instrument Date	May 10, 2018
Transaction Type	Foreclosure
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 N EAST AVE, OAK PARK, IL 60302-1332

May 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BERRIEN MI
Recording Date	May 10, 2018
Property Address	14326 BLUFF RD, LAKESIDE, MI 49116-5103
Document Number	03205/0630
Book / Page	3205 / 0630
Map Reference	LB9 PG43
Instrument Date	May 3, 2018
Transaction Type	Foreclosure
Record Updated	Nov 9, 2023
Title Company	TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

Amount	Amount Recorded
Tax	$3,296.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3476 STATEVIEW BLVD, FORT MILL, SC 29715-7203

June 2010: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Jun 28, 2010
Property Address	14326 BLUFF RD, LAKESIDE, MI 49116-5103
Document Number	02924/2515
Book / Page	2924 / 2515
Map Reference	LB9 PG43
Instrument Date	May 27, 2010
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 SILVERSIDE RD # 87AGI, 87AGI, WILMINGTON, DE 19809-1374

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Chikaming Township
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,858,900 (+26.04%)	$3,717,800 (+26.04%)
2025	$56,913.00 (+14.34%)
2023		$1,474,800	$2,949,600
2022	$49,774.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIKAMING TOWNSHIP serves 2,825 people · EPA ID MI0001400
Water Source	Purchased surface water from LAKE CHARTER TOWNSHIP
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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