14248 Saunders Rd, Pecatonica, IL 61063 Property Records

Winnebago County property record for 14248 Saunders Rd, Pecatonica, IL 61063

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3,651 sqft
Lot Size	163 acres (7,119,011 sqft)
Owner	Company Name on File
Tax Bill	$7,200 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-100-003`

Property Details

APN / Parcel Number

Primary APN	`09-26-100-003`
Alternative APNs	`926100003` `458 251`

Interior

Building Area	3,651 sqft Total Area

Exterior

Lot Area	7,119,011 sqft
Garage Type	Attached
Garage Area	660 sqft

Location & Zoning

Account Number	458 251
Street Address	14248 SAUNDERS RD
City	PECATONICA
State	IL
Zip	61063-9122
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Local Zoning Code	AG
Legal Description	N 120A OF NW 1/4 EXC N 737.23 FT E 624.76 FT W 986.61 FT THEREOF ALSO N 60AOF W 1/2 NE 1/4 EXC TR TO WORKINGER BY73-05-1877 PT SEC SEC: 26 TWP: 027 RA
Legal Tract	TO
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	4
Census Block	4033
Census Tract	4300

Owner

Source: Winnebago County records · APN 09-26-100-003

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	14248 SAUNDERS RD, PECATONICA, IL 61063-9122
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage LIVE OAK BANKING COMPANY
Jul 30, 2018	Deed of Trust, Mortgage · Line of Credit ROCKFORD BK&TR
Jul 30, 2018	Deed of Trust, Mortgage ROCKFORD BK&TR
Mar 23, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Nov 10, 2014
Transfer Doc	0001007871
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 21, 2026
Property Address	14248 SAUNDERS RD, PECATONICA, IL 61063-9122
Document Number	0000018487
Instrument Date	Jul 17, 2026
Instrument	202618487
Transaction Type	Mortgage
Record Updated	Aug 04, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000018487,
Date	Jul 21, 2026
Instrument	202618487

Lender

Name	LIVE OAK BANKING COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.47%
Max Rate	-1%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	14248 SAUNDERS RD, PECATONICA, IL 61063-9122
Document Number	0001022401
Instrument Date	Jul 30, 2018
Transaction Type	Mortgage
Record Updated	Oct 17, 2018
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14248 SAUNDERS RD PECATONICA IL 610639122, PECATONICA, IL 61063-9122

Mortgage

Document Number	0001022401
Date	Aug 06, 2018
Instrument	1022401

Lender

Name	ROCKFORD BK&TR
Type	Bank
Address	ROCKFORD, IL 61110-0248

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	14248 SAUNDERS RD, PECATONICA, IL 61063-9122
Document Number	0001022400
Instrument Date	Jul 30, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14248 SAUNDERS RD PECATONICA IL 610639122, PECATONICA, IL 61063-9122

Mortgage

Document Number	0001022400
Date	Aug 06, 2018
Instrument	1022400

Lender

Name	ROCKFORD BK&TR
Type	Bank
Address	ROCKFORD, IL 61107

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 05, 2028

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 23, 2020
Property Address	14248 SAUNDERS RD, PECATONICA, IL 61063-9122
Document Number	0001007871
Instrument Date	Nov 10, 2014
Instrument	1007871
Transaction Type	Transfer
Record Updated	Apr 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	14248 SAUNDERS RD PECATONICA IL 610639122, PECATONICA, IL 61063-9122

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,200.00	$119,834 (+32.39%) Land $59,281 Building $60,553	$359,502 (+32.39%) Land $177,843 Building $181,659
2022	Homeowner's exemption	$90,517 Land $42,318 Building $48,199	$271,551 Land $126,954 Building $144,597

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 12, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Computer Dynamics of NW Illinois Fixed Wireless	200 / 200
AaroBand Fixed Wireless	100 / 50
Verizon Fixed Wireless	25 / 6
JAB Wireless Fixed Wireless	25 / 5

May also be available: T-Mobile USA.

Based on FCC filings for 9 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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