14450 Saunders Rd, Pecatonica, IL 61063 Property Records

Winnebago County property record for 14450 Saunders Rd, Pecatonica, IL 61063

Property Summary

Property Type	Farm - Irrigated or Dry
Details	2,604 sqft · built 1978
Lot Size	5.28 acres (230,432 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Jan 2014)
Tax Bill	$7,213 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-100-002`

Property Details

APN / Parcel Number

Primary APN	`09-26-100-002`
Alternative APNs	`926100002` `458 253`

Interior

Building Area	2,604 sqft Total Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	230,432 sqft
Garage Type	Attached
Garage Area	588 sqft

Location & Zoning

Account Number	458 253
Street Address	14450 SAUNDERS RD
City	PECATONICA
State	IL
Zip	61063-9122
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Local Zoning Code	AG
Legal Description	N 737.23 FT E 312.38 FT W 986.61 FT NW1/4 SEC: 26 TWP: 027 RANGE: 010 ACRES: 5.29
Legal Range	10E
Legal Township	27N
Legal Section	26
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	4
Census Block	4033
Census Tract	4300

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14450 SAUNDERS RD, PECATONICA, IL 61063-9122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK
Nov 21, 2018	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2014 · Amount on Record
Deed Sale	Jan 11, 2014 · Amount on Record
Deed Document Number	20141005575
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	14450 SAUNDERS RD, PECATONICA, IL 61063-9122
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044741
Date	Dec 13, 2021
Instrument	2144741

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2051

Interest

Rate Type	Fixed Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	14450 SAUNDERS RD, PECATONICA, IL 61063-9122
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025638
Date	Jul 21, 2021
Instrument	2125638

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	14450 SAUNDERS RD, PECATONICA, IL 61063-9122
Document Number	0001035910
Instrument Date	Nov 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	14450 SAUNDERS RD PECATONICA IL 610639122, PECATONICA, IL 61063-9122

Mortgage

Document Number	0001035910
Date	Dec 11, 2018
Instrument	1035910

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 10, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,213.00	$115,029 (+26.36%) Land $7,654 Building $107,375	$345,087 (+26.36%) Land $22,962 Building $322,125
2022	Homeowner's exemption	$91,032 Land $5,997 Building $85,035	$273,096 Land $17,991 Building $255,105

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
JCWIFI.com Fixed Wireless	200 / 200
AaroBand Fixed Wireless	100 / 50
Verizon Fixed Wireless	25 / 6
Rise Broadband Fixed Wireless	25 / 5

May also be available: T-Mobile.

Nearby Properties on Saunders Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures