Winnebago County property record for 14407 Saunders Rd, Pecatonica, IL 61063
| Property Type | Rural Home |
|---|---|
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $7,245 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-23-300-003 |
| Primary APN | 09-23-300-003 |
|---|---|
| Alternative APNs |
|
| Lot Area | 435,600 sqft |
|---|
| Account Number | 455 504 |
|---|---|
| Street Address | 14407 SAUNDERS RD |
| City | PECATONICA |
| State | IL |
| Zip | 61063-9121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AG |
| Legal Description | E1/2 W1/2 SW1/4 SW1/4 SEC SEC: 23 TWP:027 RANGE: 10 ACRES: 10.00 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | PECATONICA |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 4300 |
14407 Saunders Rd, a rural home, is owner-occupied and held in a trust.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 14407 SAUNDERS RD, PECATONICA, IL 61063-9121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Oct 6, 2026 |
| Property Address | 14407 SAUNDERS RD, PECATONICA, IL 61063-9121 |
| Document Number | 0000026795 |
| Instrument Date | Oct 1, 2026 |
| Instrument | 202626795 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 14407 SAUNDERS RD, PECATONICA, IL 61063-9121 |
| Document Number | 0000026795, |
|---|---|
| Date | Oct 6, 2026 |
| Instrument | 202626795 |
| Name | MIDLAND STATES BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 14407 Saunders Rd was $7,245 with exemptions applied.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Pecatonica Township |
| Unified School District | Pecatonica Community Unit School District 321 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,245.00 | $120,522 Land $33,397 Building $87,125 | $361,566 Land $100,191 Building $261,375 |
| 2022 | Homeowner's exemption | $95,129 Land $26,361 Building $68,768 | $285,387 Land $79,083 Building $206,304 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14407 Saunders Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14407 Saunders Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 98.5% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| JCWIFI.com Fixed Wireless | 200 / 200 |
| AaroBand Fixed Wireless | 100 / 50 |
| Verizon Fixed Wireless | 25 / 6 |
| Rise Broadband Fixed Wireless | 25 / 5 |
May also be available: T-Mobile.
5G and 4G LTE (outdoors only)
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