13835 Saunders Rd, Pecatonica, IL 61063 Property Records

Winnebago County property record for 13835 Saunders Rd, Pecatonica, IL 61063

Property Summary

Property Type	Rural Home
Details	1,200 sqft · built 1976
Lot Size	1.23 acres (54,014 sqft)
Owner	Individual Name on Record
Last Sale	$292,000 (Jul 2026)
Tax Bill	$2,627 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-23-400-006`

Property Details

APN / Parcel Number

Primary APN	`09-23-400-006`
Alternative APNs	`923400006` `455 758`

Interior

Building Area	1,200 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	54,014 sqft
Garage Type	Attached
Garage Area	576 sqft

Location & Zoning

Account Number	455 758
Street Address	13835 SAUNDERS RD
City	PECATONICA
State	IL
Zip	61063-9123
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	N 293.33 FT W 148.5 FT E 544.5 FT SW 1/4 SE 1/4 & S PT OF W 10 FT E 406 FT SW 1/4 SE 1/4 SEC SEC: 23 TWP: 027 RANGE: 010 ACRES: 1.24
Legal Range	10E
Legal Township	27N
Legal Section	23
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	4
Census Block	4020
Census Tract	4300

Owner

Source: Winnebago County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13835 SAUNDERS RD, PECATONICA, IL 61063-9123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
Mar 6, 2018	Warranty Deed, Transfer TITLE UNDERWRITERS AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2026 · Amount on Record
Deed Sale	Jul 24, 2026 · Amount on Record
Prior Sale	Mar 6, 2018 · Amount on Record
Deed Document Number	202619019
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 24, 2026
Property Address	13835 SAUNDERS RD, PECATONICA, IL 61063-9123
Document Number	0000019019
Instrument Date	Jul 23, 2026
Instrument	202619019
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44,238.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13835 SAUNDERS RD, PECATONICA, IL 61063-9123
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019020,
Date	Jul 24, 2026
Instrument	202619020

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 6, 2018
Property Address	13835 SAUNDERS RD, PECATONICA, IL 61063-9123
Document Number	0001006318
Instrument Date	Mar 2, 2018
Instrument	1006318
Transaction Type	Transfer
Record Updated	Apr 2, 2018
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Tax	$112.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10102 CEMETERY RD PECATONICA IL 610638724, PECATONICA, IL 61063-8724

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,627.00 (-0.23%)	$39,716 (+7.41%) Land $7,116 Building $32,600	$119,148 (+7.41%) Land $21,348 Building $97,800
2024	$2,633.00	$36,976 (+23.7%) Land $6,625 Building $30,351	$110,928 (+23.7%) Land $19,875 Building $91,053
2022		$29,892 Land $5,617 Building $24,275	$89,676 Land $16,851 Building $72,825

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
JCWIFI.com Fixed Wireless	200 / 200
AaroBand Fixed Wireless	100 / 50
Rise Broadband Fixed Wireless	50 / 10
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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