13912 Saunders Rd, Pecatonica, IL 61063 Property Records

Winnebago County property record for 13912 Saunders Rd, Pecatonica, IL 61063

Property Summary

Property TypeFarm - Irrigated or Dry
Details1,480 sqft · built 1980
Lot Size6 acres (261,360 sqft)
OwnerIndividual Name on File
Last Sale$189,900 (Nov 2016)
Tax Bill$5,790 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN09-26-200-001

Property Details

APN / Parcel Number

Primary APN09-26-200-001
Alternative APNs
  • 926200001
  • 458 254

Interior

Building Area1,480 sqft Total Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area261,360 sqft
Garage TypeAttached
Garage Area576 sqft

Location & Zoning

Street Address13912 SAUNDERS RD
CityPECATONICA
StateIL
Zip61063-9124
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Local Zoning CodeAG
Legal DescriptionBEGN 1979.1 FT W OF NE COR NE 1/4 TH W250 FT SLY 1050.75 FT ELY 250 FT NLY1053.44 FT TO POB PT NE 1/4 SEC SEC: 26 TWP: 027 RANGE: 010 ACRES: 6.00
Legal Range10E
Legal Township27N
Legal Section26
JurisdictionWINNEBAGO IL
Township / Civil DivisionPECATONICA
Census Block Group4
Census Block4033
Census Tract4300

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address13912 SAUNDERS RD, PECATONICA, IL 61063-9124
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 2016 · Amount on File
Deed SaleNov 30, 2016 · Amount on File
Prior SaleAug 10, 1990 · Amount on File
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address13912 SAUNDERS RD, PECATONICA, IL 61063-9124
Document Number0001010324
Instrument DateApr 13, 2020
Transaction TypeMortgage
Record UpdatedMay 11, 2020
Title CompanySECURITY FIRST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address13912 SAUNDERS RD PECATONICA IL 610639124, PECATONICA, IL 61063-9124

Mortgage

Document Number0001010324
DateApr 21, 2020
Instrument1010324
Lender
NameNORTHWEST BK/ROCKFORD
TypeBank
AddressROCKFORD, IL 61103
Agreement
AmountAmount on Record
Term240 Months
DueApr 20, 2040
Interest
Rate TypeFixed Rate
Rate3%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionPecatonica Township
Unified School DistrictPecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,790.00 (+0.03%) Homeowner's exemption$93,530 (+7.16%) Land $16,041 Building $77,489$280,590 (+7.16%) Land $48,123 Building $232,467
2024$5,788.00$87,279 (+17.19%) Land $14,863 Building $72,416$261,837 (+17.19%) Land $44,589 Building $217,248
2022Homeowner's exemption$74,477 Land $12,482 Building $61,995$223,431 Land $37,446 Building $185,985

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
JCWIFI.com
Fixed Wireless
200 / 200
AaroBand
Fixed Wireless
100 / 50
Rise Broadband
Fixed Wireless
50 / 10
Verizon
Fixed Wireless
25 / 6
AT&T
Fixed Wireless
25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Saunders Rd

Nearby Streets

Search Property Records by Address or Parcel Number