Winnebago County property record for 13955 Saunders Rd, Pecatonica, IL 61063
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 2,192 sqft · built 1970 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Dec 2012) |
| Tax Bill | $6,396 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Aug 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-23-400-003 |
| Primary APN | 09-23-400-003 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,192 sqft Total Area |
|---|
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 435,600 sqft |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Street Address | 13955 SAUNDERS RD |
|---|---|
| City | PECATONICA |
| State | IL |
| Zip | 61063-9123 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Local Zoning Code | AG |
| Legal Description | W 10A OF SW1/4 SE1/4 SEC SEC: 23 TWP:027 RANGE: 010 ACRES: 10.00 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | PECATONICA |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 4300 |
13955 Saunders Rd, an agricultural property, is owned and occupied by two individuals who acquired it in October 2021.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13955 SAUNDERS RD, PECATONICA, IL 61063-9123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK |
| Aug 14, 2020 | Deed of Trust, Mortgage · Line of Credit GERMAN AMERICAN ST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2012 · Amount on File |
| Deed Sale | Dec 28, 2012 · Amount on File |
| Deed Document Number | 201220131000476 |
| Last Transfer Date | Oct 29, 2021 |
| Transfer Doc | 0000039739 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Nov 3, 2021 |
| Property Address | 13955 SAUNDERS RD, PECATONICA, IL 61063-9123 |
| Document Number | 0000039739 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 2139739 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 13955 SAUNDERS RD, PECATONICA, IL 61063-9123 |
| Document Number | 0000039740 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | 2139740 |
| Name | MIDWEST COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 2.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 13955 SAUNDERS RD, PECATONICA, IL 61063-9123 |
| Document Number | 0001024595 |
| Instrument Date | Aug 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2020 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13955 SAUNDERS RD PECATONICA IL 610639123, PECATONICA, IL 61063-9123 |
| Document Number | 0001024595 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 1024595 |
| Name | GERMAN AMERICAN ST BK |
|---|---|
| Address | GERMAN VALLEY, IL 61039 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
The 2025 property tax bill for 13955 Saunders Rd was $6,396 with exemptions applied.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Pecatonica Township |
| Unified School District | Pecatonica Community Unit School District 321 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,396.00 | $107,691 Land $18,088 Building $89,603 | $323,073 Land $54,264 Building $268,809 |
| 2022 | Homeowner's exemption | $85,079 Land $14,249 Building $70,830 | $255,237 Land $42,747 Building $212,490 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 13955 Saunders Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13955 Saunders Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| JCWIFI.com Fixed Wireless | 200 / 200 |
| AaroBand Fixed Wireless | 100 / 50 |
| Verizon Fixed Wireless | 25 / 6 |
| Rise Broadband Fixed Wireless | 25 / 5 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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