1424 Welsh Way, Ramona, CA 92065 Property Records

San Diego County property record for 1424 Welsh Way, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,520 sqft · built 2003
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Individual Names on Record
Last Sale	$740,000 (Mar 2021)
Tax Bill	$9,447 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`282-342-47-00`

Property Details

APN / Parcel Number

Primary APN	`282-342-47-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,520 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	55,757 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	1424 WELSH WAY
City	RAMONA
State	CA
Zip	92065-3364
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 12 TR 014490
Legal Subdivision	SAN DIEGO #5136-1
Legal Tract	014490
Legal Block	2
Legal Lot Number	12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2003
Census Tract	20806

Owner

Source: San Diego County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1424 WELSH WAY, RAMONA, CA 92065-3364
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Mar 11, 2021	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jan 4, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 4, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2021 · Amount on Record
Deed Sale	Mar 11, 2021 · Amount on Record
Prior Sale	Jul 22, 2014 · Amount on Record
Deed Document Number	2021187718
Prior Transfer Date	Mar 11, 2016
Prior Transfer Doc	0000117026
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 2, 2026
Property Address	1424 WELSH WAY, RAMONA, CA 92065-3364
Document Number	0000287049
Instrument Date	Sep 26, 2026
Instrument	2026287049
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1424 WELSH WAY, RAMONA, CA 92065-3364

Mortgage

Document Number	0000287049,
Date	Oct 2, 2026
Instrument	2026287049

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 11, 2021
Property Address	1424 WELSH WAY, RAMONA, CA 92065-3364
Document Number	0000187718
Map Reference	MAP 14490
Instrument Date	Feb 11, 2021
Instrument	2021-0187718
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1424 WELSH WAY, RAMONA, CA 92065-3364

Mortgage

Document Number	0000187719
Date	Mar 11, 2021
Instrument	2021-0187719

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 4, 2018
Property Address	1424 WELSH WAY, RAMONA, CA 92065-3364
Document Number	0000004227
Instrument Date	Jan 21, 2017
Instrument	4227
Transaction Type	Transfer
Record Updated	Jan 9, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1424 WELSH WAY RAMONA CA 920653364, RAMONA, CA 92065-3364

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 4, 2018
Property Address	1424 WELSH WAY, RAMONA, CA 92065-3364
Document Number	0000004226
Instrument Date	Jan 21, 2017
Instrument	4226
Transaction Type	Transfer
Record Updated	Jan 9, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1424 WELSH WAY RAMONA CA 920653364, RAMONA, CA 92065-3364

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$817,015 (+2%) Land $292,422 Building $524,593
2025	$9,447.00 (+6.07%) Homeowner's exemption	$800,996 (+4.04%) Land $286,689 Building $514,307
2023	$8,906.00 (-0.75%) Homeowner's exemption	$769,894 Land $275,557 Building $494,337
2022	$8,973.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1980–2016)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 53% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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