1350 Welsh Way, Ramona, CA 92065 Property Records

San Diego County property record for 1350 Welsh Way, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,300 sqft · built 2003
Lot Size	1.08 acres (47,045 sqft)
Owner	Company Name on Record
Last Sale	$433,000 (Jun 2003)
Tax Bill	$7,603 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit Jul 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`282-342-43-00`

Property Details

APN / Parcel Number

Primary APN	`282-342-43-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,300 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	47,045 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1350 WELSH WAY
City	RAMONA
State	CA
Zip	92065-3362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 8 TR 014490
Legal Subdivision	COUNTY/SAN DIEGO #5136-1
Legal Tract	014490
Legal Block	2
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2003
Census Tract	20806

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1350 WELSH WAY, RAMONA, CA 92065-3362
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2017	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Jul 1, 2020	Quit Claim Deed, Transfer LAWYERS TITLE
Jul 1, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2003 · Amount on Record
Deed Sale	Jun 26, 2003 · Amount on Record
Deed Document Number	2003758995
Last Transfer Date	Jun 24, 2020
Transfer Doc	0000345956
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1350 WELSH WAY, RAMONA, CA 92065-3362
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000579190
Date	Dec 13, 2017
Instrument	2017-0579190

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 6, 2038

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	Prime Rate
Margin	1
Max Rate	17.2%

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 1, 2020
Property Address	1350 WELSH WAY, RAMONA, CA 92065-3362
Document Number	0000345956
Instrument Date	Jun 24, 2020
Instrument	345956
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1350 WELSH WAY RAMONA CA 920653362, RAMONA, CA 92065-3362

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 1, 2020
Property Address	1350 WELSH WAY, RAMONA, CA 92065-3362
Document Number	0000345954
Map Reference	MAP 14490
Instrument Date	Jun 24, 2020
Instrument	2020-0345954
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1350 WELSH WAY, RAMONA, CA 92065-3362

Mortgage

Document Number	0000345955
Date	Jul 1, 2020
Instrument	2020-0345955

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$639,498 (+2%) Land $221,584 Building $417,914
2025	$7,603.00 (+6.51%) Homeowner's exemption	$626,960 (+4.04%) Land $217,240 Building $409,720
2023	$7,138.00 (-1.29%) Homeowner's exemption	$602,616 Land $208,805 Building $393,811
2022	$7,231.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1980–2016)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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