San Diego County property record for 1362 Welsh Way, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,520 sqft · built 2003 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Oct 2012) |
| Tax Bill | $6,940 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 282-342-44-00 |
| Primary APN | 282-342-44-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,520 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 46,174 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1362 WELSH WAY |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-3362 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | LOT 9 TR 014490 |
| Legal Subdivision | CO SD TR 5136-1 |
| Legal Tract | 014490 |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20806 |
1362 Welsh Way is owned and occupied by two individuals who bought it in October 2012.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1362 WELSH WAY, RAMONA, CA 92065-3362 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2012 · Amount on File |
| Deed Sale | Oct 5, 2012 · Amount on File |
| Prior Sale | Jun 27, 2003 · Amount on File |
| Deed Document Number | 2012611635 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1362 WELSH WAY, RAMONA, CA 92065-3362 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1362 WELSH WAY, RAMONA, CA 92065-3362 |
| Document Number | 0000841917 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 2020-0841917 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2041 |
The 2025 property tax bill for 1362 Welsh Way was $6,940 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $575,636 (+2%) Land $165,060 Building $410,576 | |
| 2025 | $6,940.00 Homeowner's exemption | $564,350 Land $161,824 Building $402,526 |
| 2023 | $6,503.00 (-1.56%) Homeowner's exemption | $542,438 Land $155,541 Building $386,897 |
| 2022 | $6,606.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1362 Welsh Way in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1980–2016) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Jan 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1362 Welsh Way is high, ranking above 82% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 61% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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