1411 Welsh Way, Ramona, CA 92065 Property Records

San Diego County property record for 1411 Welsh Way, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,520 sqft · built 2003
Lot Size	1.18 acres (51,401 sqft)
Owner	Company Name on Record
Last Sale	$480,000 (Jun 2003)
Tax Bill	$8,852 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`282-342-37-00`

Property Details

APN / Parcel Number

Primary APN	`282-342-37-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,520 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	51,401 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1411 WELSH WAY
City	RAMONA
State	CA
Zip	92065-3363
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 2 TR 014490
Legal Subdivision	COUNTY/SAN DIEGO #5136-1
Legal Tract	014490
Legal Block	2
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2003
Census Tract	20806

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1411 WELSH WAY, RAMONA, CA 92065-3363
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 7, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Sep 7, 2021	Intrafamily Transfer, Transfer
Oct 25, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2003 · Amount on Record
Deed Sale	Jun 20, 2003 · Amount on Record
Deed Document Number	2003732527
Last Transfer Date	Aug 27, 2021
Transfer Doc	0000630389
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 3, 2021
Property Address	1411 WELSH WAY, RAMONA, CA 92065-3363
Document Number	0000628397
Map Reference	MAP 14490
Instrument Date	Aug 27, 2021
Instrument	2021-0628397
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1411 WELSH WAY, RAMONA, CA 92065-3363

Mortgage

Document Number	0000628398
Date	Sep 3, 2021
Instrument	2021-0628398

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 7, 2021
Property Address	1411 WELSH WAY, RAMONA, CA 92065-3363
Document Number	0000630389
Map Reference	MAP 14490
Instrument Date	Aug 27, 2021
Instrument	2021-0630389
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1411 WELSH WAY, RAMONA, CA 92065-3363

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 7, 2021
Property Address	1411 WELSH WAY, RAMONA, CA 92065-3363
Document Number	0000632845
Map Reference	MAP 14490
Instrument Date	Jul 21, 2021
Instrument	2021-0632845
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1411 WELSH WAY, RAMONA, CA 92065-3363

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 25, 2017
Property Address	1411 WELSH WAY, RAMONA, CA 92065-3363
Document Number	0000497247
Instrument Date	Sep 16, 2017
Instrument	497247
Transaction Type	Transfer
Record Updated	Oct 31, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1411 WELSH WAY RAMONA CA 920653363, RAMONA, CA 92065-3363

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$759,822 (+2%) Land $221,583 Building $538,239
2025	$8,852.00 (+6.2%) Homeowner's exemption	$744,925 (+4.04%) Land $217,239 Building $527,686
2023	$8,335.00 (-0.9%) Homeowner's exemption	$716,001 Land $208,804 Building $507,197
2022	$8,411.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1980–2016)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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