1328 Welsh Way, Ramona, CA 92065 Property Records

San Diego County property record for 1328 Welsh Way, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,520 sqft · built 2003
Lot Size	1.21 acres (53,143 sqft)
Owner	Company Name on Record
Tax Bill	$2,681 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`282-342-42-00`

Property Details

APN / Parcel Number

Primary APN	`282-342-42-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,520 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	53,143 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	1328 WELSH WAY
City	RAMONA
State	CA
Zip	92065-3362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 7 TR 014490
Legal Subdivision	COUNTY/SAN DIEGO 5136-1
Legal Tract	014490
Legal Block	2
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2003
Census Tract	20806

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1328 WELSH WAY, RAMONA, CA 92065-3362
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Intrafamily Transfer, Transfer · VA Mortgage QUICKEN LOANS LLC
Dec 17, 2020	Correction Deed, Transfer NOT AVAILABLE
Apr 7, 2020	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 8, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2020
Deed Sale	Dec 16, 2020
Prior Sale	Apr 7, 2020
Deed Document Number	2020808968
Prior Transfer Date	Dec 2, 2020
Prior Transfer Doc	0000810061
Record Updated	Sep 20, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 16, 2020
Property Address	1328 WELSH WAY, RAMONA, CA 92065-3362
Document Number	0000808968
Map Reference	MAP 14490
Instrument Date	Dec 2, 2020
Instrument	2020-0808968
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1328 WELSH WAY, RAMONA, CA 92065-3362

Mortgage

Document Number	0000808969
Date	Dec 16, 2020
Instrument	2020-0808969

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 17, 2020
Property Address	1328 WELSH WAY, RAMONA, CA 92065-3362
Document Number	0000810061
Instrument Date	Dec 2, 2020
Instrument	810061
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1328 WELSH WAY RAMONA CA 920653362, RAMONA, CA 92065-3362

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 7, 2020
Property Address	1328 WELSH WAY, RAMONA, CA 92065-3362
Document Number	0000177452
Instrument	2020-0177452
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000177453
Date	Apr 7, 2020
Instrument	2020-0177453

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 8, 2020
Property Address	1328 WELSH WAY, RAMONA, CA 92065-3362
Document Number	0000178181
Instrument Date	Mar 12, 2020
Instrument	178181
Transaction Type	Transfer
Record Updated	Apr 27, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1328 WELSH WAY RAMONA CA 920653362, RAMONA, CA 92065-3362

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$160,657 (+2%) Land $41,442 Building $119,215
2025	$2,681.00 (+12.51%) Homeowner's exemption	$157,508 (+4.04%) Land $40,630 Building $116,878
2023	$2,383.00 (-7.81%) Homeowner's exemption	$151,394 Land $39,053 Building $112,341
2022	$2,585.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1980–2016)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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