1410 Welsh Way, Ramona, CA 92065 Property Records

San Diego County property record for 1410 Welsh Way, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,520 sqft · built 2003
Lot Size	1.13 acres (49,658 sqft)
Owner	Individual Name on File
Last Sale	$1,105,000 (Nov 2024)
Tax Bill	$10,355 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`282-342-46-00`

Property Details

APN / Parcel Number

Primary APN	`282-342-46-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,520 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	49,658 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	1410 WELSH WAY
City	RAMONA
State	CA
Zip	92065-3364
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 11 TR 014490
Legal Subdivision	SAN DIEGO #5136-1
Legal Tract	014490
Legal Block	2
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2003
Census Tract	20806

Owner

1410 Welsh Way is owned and occupied by an individual who bought it in November 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1410 WELSH WAY, RAMONA, CA 92065-3364
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage RECOVCO MORTGAGE MANAGEMENT LLC
May 9, 2017	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2024 · Amount on File
Deed Sale	Nov 8, 2024 · Amount on File
Prior Sale	May 9, 2017 · Amount on File
Deed Document Number	2024310611
Prior Transfer Date	Nov 5, 2024
Prior Transfer Doc	0000310609
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1410 WELSH WAY, RAMONA, CA 92065-3364
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000380431
Date	Jul 15, 2020
Instrument	2020-0380431

Lender

Name	RECOVCO MORTGAGE MANAGEMENT LLC
Type	Non-Lending Institution
Address	IRVING, TX 75038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 9, 2017
Property Address	1410 WELSH WAY, RAMONA, CA 92065-3364
Document Number	0000208077
Instrument Date	Feb 22, 2017
Instrument	208077
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$647.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 WELSH WAY RAMONA CA 920653364, RAMONA, CA 92065-3364

Mortgage

Document Number	208078
Date	May 9, 2017
Instrument	208078

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1410 Welsh Way was $10,355, up 17% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$882,560 (+8.93%) Land $403,659 Building $478,901
2025	$10,355.00 (+17.01%)	$810,242 Land $403,500 Building $406,742
2024	$8,850.00 (+7.49%)
2023	$8,233.00 (-1.38%) Homeowner's exemption	$706,356 Land $221,971 Building $484,385
2022	$8,348.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1410 Welsh Way in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1980–2016)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1410 Welsh Way is high, ranking above 82% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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