1409 Downs Ave, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 1409 Downs Ave, Charlotte, NC 28205

Property Summary

Property TypeMulti-Family Dwellings
Details2 ba · 1,196 sqft · built 1957
Lot Size0.173 acres (7,537 sqft)
OwnerCompany Name on Record
Last Sale$737,500 (Nov 2016)
Tax Bill$2,787 (2023)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN093-099-03

Property Details

APN / Parcel Number

Primary APN093-099-03

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,196 sqft Heated Area
1st Floor Area1,196 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area7,537 sqft (0.173 acres)
Patio Area32 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number093-099-03
Street Address1409 DOWNS AVE
CityCHARLOTTE
StateNC
Zip28205-2015
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeR-5
Legal DescriptionL22 B2 M3-293
Legal SubdivisionDAVIS PARK
Legal Block2
Legal Lot Number22
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2004
Census Tract1300

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2301 W MOREHEAD ST STE A, A, CHARLOTTE, NC 28208-5272
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 2016 · Amount on Record
Deed SaleNov 30, 2016 · Amount on Record
Prior SaleMar 7, 2011
Deed Document Number0031382677
Deed Book / Page31382 / 677
Record UpdatedJun 7, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1409 DOWNS AVE, CHARLOTTE, NC 28205-2015
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004766
DateJan 10, 2022
Book Page36954/583
Instrument2022004766
Lender
NameCHARLOTTE METRO FCU
TypeCredit Union
AddressCHARLOTTE, NC 28204
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2011–2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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