Mecklenburg County property record for 1403 Downs Ave, Charlotte, NC 28205
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,408 sqft · built 1928 |
| Lot Size | 0.164 acres (7,169 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $525,000 (Apr 2022) |
| Tax Bill | $4,901 (2023) |
| Deeds & Mortgages | Apr 2022 Sale & Second Mortgage Sep 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 093-099-02 |
| Primary APN | 093-099-02 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,408 sqft Heated Area |
| Gross Area | 1,624 sqft |
| 1st Floor Area | 1,408 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Composition/Composite |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 7,169 sqft (0.164 acres) |
| Porch | Porch |
| Porch Area | 216 sqft |
| Deck Area | 340 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 093-099-02 |
|---|---|
| Street Address | 1403 DOWNS AVE |
| City | CHARLOTTE |
| State | NC |
| Zip | 28205-2015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | L23 B2 M3-293 |
| Legal Subdivision | DAVIS PARK |
| Legal Block | 2 |
| Legal Lot Number | 23 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 1300 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1403 DOWNS AVE, CHARLOTTE, NC 28205-2015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2022 | Warranty Deed, Transfer · Stand-Alone Second Mortgage THEODORE ODIS CAMPBELL ETAL |
| Sep 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK |
| Sep 20, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2022 · Amount on Record |
| Deed Sale | Apr 22, 2022 · Amount on Record |
| Prior Sale | Sep 20, 2019 · Amount on Record |
| Deed Document Number | 0037276771 |
| Deed Book / Page | 37276 / 771 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 22, 2022 |
| Property Address | 1403 DOWNS AVE, CHARLOTTE, NC 28205-2015 |
| Document Number | 0000062334 |
| Book / Page | 37276 / 771 |
| Map Reference | MB 3 PG 293 |
| Instrument Date | Apr 19, 2022 |
| Instrument | 2022062334 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | NORTH CAROLINA TITLE CENTER, NORTH CAROLINA TITLE CTR LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2453 ELKWOOD CIR, CHARLOTTE, NC 28205-2115 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1403 DOWNS AVE, CHARLOTTE, NC 28205-2015 |
| Document Number | 0000062335 |
|---|---|
| Date | Apr 22, 2022 |
| Instrument | 2022062335 |
| Name | THEODORE ODIS CAMPBELL ETAL |
|---|---|
| Type | Private Party |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 20, 2019 |
| Property Address | 1403 DOWNS AVE, CHARLOTTE, NC 28205-2015 |
| Document Number | 0000125285 |
| Book / Page | 33867 / 864 |
| Map Reference | MB 3 PG 293 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 2019125285 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $702.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 616 BENNINGTON PL, 616, CHARLOTTE, NC 28211-4644 |
| Name | Verified Name |
|---|
| Document Number | 0000125286 |
|---|---|
| Date | Sep 20, 2019 |
| Book Page | 33867/867 |
| Instrument | 2019125286 |
| Name | SOUTH STATE BANK |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 20, 2019 |
| Property Address | 1403 DOWNS AVE, CHARLOTTE, NC 28205-2015 |
| Document Number | 0000125284 |
| Book / Page | 033867 / 000861 |
| Instrument Date | Sep 17, 2019 |
| Instrument | 125284 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1403 DOWNS AVE CHARLOTTE NC 282052015, CHARLOTTE, NC 28205-2015 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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