Mecklenburg County property record for 1404 Downs Ave, Charlotte, NC 28205
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 854 sqft · built 1951 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,246 (2024) |
| Deeds & Mortgages | Mar 2023 Mortgage Aug 2025 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 093-098-14 |
| Primary APN | 093-098-14 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 854 sqft Living Area |
| 1st Floor Area | 854 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Area | 200 sqft |
| Patio Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1404 DOWNS AVE |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28205-2016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | LE M1166 637 |
| Legal Subdivision | DAVID L NEWELL PROP |
| Legal Block | 8 |
| Legal Lot Number | E |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 1300 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4303 CANTEY PL, CHARLOTTE, NC 28211-0404 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 28, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK |
| Aug 12, 2025 | Deed of Trust, Mortgage · Construction Mortgage FIRST BANK |
| Nov 25, 2024 | Deed of Trust, Mortgage · Reverse Mortgage KEVIN J BROWN |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | CHARLOTTE, NC 28205 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000027131 |
|---|---|
| Date | Mar 28, 2023 |
| Book Page | 38017/355 |
| Instrument | 2023027131 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28277 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | CHARLOTTE, NC 28205 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3111 CRAMER POND DR, CHARLOTTE, NC 28205-3133 |
| Document Number | 0000080711 |
|---|---|
| Date | Aug 12, 2025 |
| Book Page | 39783/825 |
| Instrument | 2025080711 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28277 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | CHARLOTTE, NC 28205 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000113436 |
|---|---|
| Date | Nov 25, 2024 |
| Book Page | 39231/486 |
| Instrument | 2024113436 |
| Name | KEVIN J BROWN |
|---|---|
| Type | Private Party |
| Address | 3111 CRAMER POND DR, CHARLOTTE, NC 28205 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 902 Months |
| Due | Dec 31, 2099 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $276,400 Land $230,000 Building $46,400 | $276,400 Land $230,000 Building $46,400 | |
| 2024 | $2,246.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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