1409 Native Diver Ln, Indian Trail, NC 28079 Property Records

Union County property record for 1409 Native Diver Ln, Indian Trail, NC 28079 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	3 Beds
Bathrooms	3.5 Baths
Year Built	Built 2018
Square Footage	2,863 sqft Living Area
Lot Size	7,405 sqft (0.17 acres)
Occupancy	Owner Occupied
Last Sale	$325,000 (2019)
Tax Bill	$3,769.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-021-964`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	2,863 sqft Living Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood Construction
Roof Construction	Gable Roof Construction
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached Garage
Garage Area	531 sqft Garage
Porch Area	146 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	1409 NATIVE DIVER LN
City	INDIAN TRAIL
State	NC
Zip	28079-5805
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	#800 BONTERRA PH4 MAP2 OPCN940-942
Legal Subdivision	BONTERRA VILLAGE SUBDIVISION
Jurisdiction	UNION NC
Minor Civil Division	VANCE
Census Blockgroup	2
Census Block	2034
Census Tract	20305

Owner

Source: Union County records · APN 07-021-964

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1409 NATIVE DIVER LN, INDIAN TRAIL, NC 28079-5805
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 01, 2019 · Amount on Record
Deed Sale	May 01, 2019 · Amount on Record
Deed Doc Number	201911572
Deed Book / Page	7361 / 646
Record Refreshed	Jun 08, 2026

May 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	UNION NC
Recording Date	May 01, 2019
Property Address	1409 NATIVE DIVER LN, INDIAN TRAIL, NC 28079-5805
Document Number	7361646
Book / Page	007361 / 000646
Instrument Date	Apr 11, 2019
Instrument	11572
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 06, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	1409 NATIVE DIVER LN INDIAN TRAIL NC 28079, INDIAN TRAIL, NC 28079

Mortgage

Document Number	7361648
Date	May 01, 2019
Book Page	007361/000648
Instrument	11573

Lender

Name	TAYLOR MORRISON HOME FUNDING
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2049

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,769.00 (+27.55%)	$573,000 (+61.91%) Land $101,800 Building $471,200	$573,000 (+61.91%) Land $101,800 Building $471,200
2023	$2,955.00	$353,900 Land $65,000 Building $288,900	$353,900 Land $65,000 Building $288,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.