Union County property record for 1405 Native Diver Ln, Indian Trail, NC 28079 · Last verified April 2026
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 2,951 sqft · built 2018 |
| Lot Size | 0.195 acres (8,494 sqft) |
| Owner | Individual Name on File |
| Last Sale | $519,000 (Jun 2022) |
| Tax Bill | $3,942 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Oct 2019 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-021-965 |
| Primary APN | 07-021-965 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,951 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 8,494 sqft (0.195 acres) |
| Garage Type | Attached |
| Garage Area | 579 sqft |
| Porch | Slab |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1405 NATIVE DIVER LN |
|---|---|
| City | INDIAN TRAIL |
| State | NC |
| Zip | 28079-5805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | #801 BONTERRA PH4 MAP2 OPCN940-942 |
| Legal Subdivision | BONTERRA VILLAGE SUBDIVISION |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 20305 |
Source: Union County records · APN 07-021-965
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 17806 73RD PL W, EDMONDS, WA 98026-5520 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 06, 2022 | Warranty Deed, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP |
| Oct 30, 2019 | Warranty Deed, Transfer TITLE INSURANCE COMPANY, TITLE INSURANCE CO |
| Jul 31, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Apr 25, 2019 | Grant Deed, Subdivision Related Transfer · Conventional with PMI TAYLOR MORRISON HOME FUNDING |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 06, 2022 · Amount on Record |
| Deed Sale | Jun 06, 2022 · Amount on Record |
| Prior Sale | Oct 30, 2019 · Amount on Record |
| Deed Document Number | 202220420 |
| Deed Book / Page | 8495 / 140 |
| Prior Transfer Date | Jul 26, 2019 |
| Prior Transfer Doc | 7428653 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 06, 2022 |
| Property Address | 1405 NATIVE DIVER LN, INDIAN TRAIL, NC 28079-5805 |
| Document Number | 0008495140 |
| Book / Page | 8495 / 140 |
| Map Reference | CAB N FILE 940-942 |
| Instrument Date | Jun 02, 2022 |
| Instrument | 20420 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,038.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 530 DUNSWELL DR, 530, SUMMERVILLE, SC 29486-2470 |
| Name | Verified Name |
|---|---|
| Address | 17806 73RD PL W, EDMONDS, WA 98026-5520 |
| Document Number | 0000020421 |
|---|---|
| Date | Jun 06, 2022 |
| Instrument | 20421 |
| Name | GENERAL MORTGAGE CAPITAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 30, 2019 |
| Property Address | 1405 NATIVE DIVER LN, INDIAN TRAIL, NC 28079-5805 |
| Document Number | 7503334 |
| Book / Page | 007503 / 000334 |
| Instrument Date | Oct 29, 2019 |
| Instrument | 33508 |
| Transaction Type | Transfer |
| Record Updated | Dec 06, 2019 |
| Title Company | TITLE INSURANCE COMPANY, TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $745.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1405 NATIVE DIVER LN INDIAN TRAIL NC 280795805, INDIAN TRAIL, NC 28079-5805 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 31, 2019 |
| Property Address | 1405 NATIVE DIVER LN, INDIAN TRAIL, NC 28079-5805 |
| Document Number | 0007428653 |
| Book / Page | 7428 / 653 |
| Map Reference | CAB N FL 940-942 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 0022176 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1405 NATIVE DIVER LN, INDIAN TRAIL, NC 28079-5805 |
| Document Number | 0000022177 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 0022177 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2034 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 25, 2019 |
| Property Address | 1405 NATIVE DIVER LN, INDIAN TRAIL, NC 28079-5805 |
| Document Number | 7356527 |
| Book / Page | 007356 / 000527 |
| Instrument Date | Apr 10, 2019 |
| Instrument | 10820 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 04, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1405 NATIVE DIVER LN INDIAN TRAIL NC 28079, INDIAN TRAIL, NC 28079 |
| Document Number | 7356529 |
|---|---|
| Date | Apr 25, 2019 |
| Book Page | 007356/000529 |
| Instrument | 10821 |
| Name | TAYLOR MORRISON HOME FUNDING |
|---|---|
| Type | Funding / Finance Company |
| Address | MAITLAND, FL 32751 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 24, 2049 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,942.00 (+28.32%) | $599,700 (+62.87%) Land $101,800 Building $497,900 | $599,700 (+62.87%) Land $101,800 Building $497,900 |
| 2023 | $3,072.00 | $368,200 Land $65,000 Building $303,200 | $368,200 Land $65,000 Building $303,200 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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