Union County property record for 1420 Native Diver Ln, Indian Trail, NC 28079
| Property Type | Other Improved |
|---|---|
| Details | 5 bd · 3 ba · 3,082 sqft · built 2019 |
| Lot Size | 0.158 acres (6,882 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (Dec 2019) |
| Tax Bill | $3,814 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-021-984 |
| Primary APN | 07-021-984 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,082 sqft Living Area |
| 1st Floor Area | 1,367 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 6,882 sqft (0.158 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1420 NATIVE DIVER LN |
|---|---|
| City | INDIAN TRAIL |
| State | NC |
| Zip | 28079-5805 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | SF-5 INDIA |
| Legal Description | #836 BONTERRA PH4 MAP2 OPCO186 |
| Legal Subdivision | BONTERRA |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 20305 |
1420 Native Diver Ln is owned and occupied by an individual who bought it in December 2019.
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1420 NATIVE DIVER LN, INDIAN TRAIL, NC 28079-5805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2019 · Amount on File |
| Deed Sale | Dec 30, 2019 · Amount on File |
| Deed Document Number | 201940792 |
| Deed Book / Page | 7552 / 119 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1420 Native Diver Ln was $3,814.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $581,800 (-) Land $101,800 Building $480,000 | $581,800 (-) Land $101,800 Building $480,000 | |
| 2025 | $3,814.00 | $581,800 Land $101,800 Building $480,000 | $581,800 Land $101,800 Building $480,000 |
| 2023 | $2,993.00 | $358,600 Land $65,000 Building $293,600 | $358,600 Land $65,000 Building $293,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1420 Native Diver Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1420 Native Diver Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Ripple Fiber, Windstream.
5G (outdoors only) and 4G LTE
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