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1400 Native Diver Ln, Indian Trail, NC 28079 Property Records

Union County property record for 1400 Native Diver Ln, Indian Trail, NC 28079 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2018
Square Footage3,484 sqft Living Area
Lot Size8,625 sqft (0.198 acres)
OccupancyOwner Occupied
Last Sale$365,000 (2019)
Tax Bill$4,145.00 (2025)

Property Details

APN / Parcel Number

Primary APN07-021-979

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area3,484 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Construction TypeWood
Roof TypeGable
Lot Area8,625 sqft (0.198 acres)
Garage TypeAttached
Garage Area638 sqft Garage
PorchSlab
Porch Area174 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1400 NATIVE DIVER LN
CityINDIAN TRAIL
StateNC
Zip28079-5805
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description#831 BONTERRA PH4 MAP2 OPCN940-942
Legal SubdivisionBONTERRA VILLAGE SUBDIVISION
JurisdictionUNION NC
Township / Civil DivisionVANCE
Census Block Group2
Census Block2058
Census Tract20305

Owner

Source: Union County records · APN 07-021-979

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1400 NATIVE DIVER LN, INDIAN TRAIL, NC 28079-5805
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Mar 29, 2019Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 12, 2019 · Amount on Record
Deed SaleSep 12, 2019 · Amount on Record
Prior SaleMar 29, 2019 · Amount on Record
Deed Document Number201927428
Deed Book / Page7462 / 605
Record UpdatedJun 08, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateSep 12, 2019
Property Address1400 NATIVE DIVER LN, INDIAN TRAIL, NC 28079-5805
Document Number7462605
Book / Page007462 / 000605
Instrument DateSep 10, 2019
Instrument27428
Transaction TypeTransfer
Record UpdatedSep 27, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$730.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1400 NATIVE DIVER LN INDIAN TRAIL NC 280795805, INDIAN TRAIL, NC 28079-5805

March 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionUNION NC
Recording DateMar 29, 2019
Property Address1400 NATIVE DIVER LN, INDIAN TRAIL, NC 28079-5805
Document Number0007340627
Book / Page7340 / 627
Map ReferenceCAB N FILE 940-942
Instrument DateMar 21, 2019
Instrument0008131
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$708.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11405 N COMMUNITY HOUSE RD STE 150, 11405, CHARLOTTE, NC 28277-4430

Transferred To (Grantee/Buyer)

NameVerified Name
Address1400 NATIVE DIVER LANE, INDIAN TRAIL, NC 28079-5805

Mortgage

Document Number0000008132
DateMar 29, 2019
Instrument0008132
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2034

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityIndian Trail Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,145.00 (+29.61%)$631,500 (+64.62%) Land $101,800 Building $529,700$631,500 (+64.62%) Land $101,800 Building $529,700
2023$3,198.00$383,600 Land $65,000 Building $318,600$383,600 Land $65,000 Building $318,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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