1417 Native Diver Ln, Indian Trail, NC 28079 Property Records

Union County property record for 1417 Native Diver Ln, Indian Trail, NC 28079 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 2018
Square Footage	3,090 sqft Living Area
Lot Size	7,231 sqft (0.166 acres)
Occupancy	Owner Occupied
Last Sale	$336,000 (2019)
Tax Bill	$3,841.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-021-962`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	3,090 sqft Living Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Gable
Lot Area	7,231 sqft (0.166 acres)
Garage Type	Attached
Garage Area	440 sqft Garage
Porch	Slab
Porch Area	186 sqft Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1417 NATIVE DIVER LN
City	INDIAN TRAIL
State	NC
Zip	28079-5805
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	#798 BONTERRA PH4 MAP2 OPCN940-942
Legal Subdivision	BONTERRA VILLAGE SUBDIVISION
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2034
Census Tract	20305

Owner

Source: Union County records · APN 07-021-962

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1417 NATIVE DIVER LN, INDIAN TRAIL, NC 28079-5805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 12, 2019 · Amount on Record
Deed Sale	Apr 12, 2019 · Amount on Record
Deed Document Number	20199478
Deed Book / Page	7348 / 464
Record Updated	Jun 08, 2026

April 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 12, 2019
Property Address	1417 NATIVE DIVER LN, INDIAN TRAIL, NC 28079-5805
Document Number	0007348464
Book / Page	7348 / 464
Map Reference	CAB N FILE 940-942
Instrument Date	Feb 20, 2019
Instrument	0009478
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$672.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11405 NORTH COMPANY HOUSE ROAD #150150, 11405, CHARLOTTE, NC 28277

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1417 NATIVE DIVER LANE, INDIAN TRAIL, NC 28079-5805

Mortgage

Document Number	0000009479
Date	Apr 12, 2019
Instrument	0009479

Lender

Name	UWHARRIE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,841.00 (+28.08%)	$586,000 (+63.09%) Land $101,800 Building $484,200	$586,000 (+63.09%) Land $101,800 Building $484,200
2023	$2,999.00	$359,300 Land $65,000 Building $294,300	$359,300 Land $65,000 Building $294,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.