1416 Native Diver Ln, Indian Trail, NC 28079 Property Records

Union County property record for 1416 Native Diver Ln, Indian Trail, NC 28079 · Last verified April 2026

Property Summary

Property Type	Other Improved
Details	built 2019
Lot Size	0.158 acres (6,882 sqft)
Owner	Individual Name on File
Last Sale	$377,500 (Aug 2019)
Tax Bill	$3,939 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-021-983`

Property Details

APN / Parcel Number

Primary APN	`07-021-983`

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	6,882 sqft (0.158 acres)

Location & Zoning

Street Address	1416 NATIVE DIVER LN
City	INDIAN TRAIL
State	NC
Zip	28079-5805
Property Category	Other
Property Type	Other > Other Improved
Legal Description	#835 BONTERRA PH4 MAP2 OPCO186
Legal Subdivision	BONTERRA VILLAGE SUBDIVISION
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2058
Census Tract	20305

Owner

Source: Union County records · APN 07-021-983

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1416 NATIVE DIVER LN, INDIAN TRAIL, NC 28079-5805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC
Sep 05, 2025	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 08, 2019 · Amount on Record
Deed Sale	Aug 08, 2019 · Amount on Record
Deed Document Number	201923200
Deed Book / Page	7435 / 275
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1416 NATIVE DIVER LN, INDIAN TRAIL, NC 28079-5805
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008290718
Date	Oct 25, 2021
Book Page	8290/718
Instrument	50840

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1416 NATIVE DIVER LN, INDIAN TRAIL, NC 28079-5805
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1416 NATIVE DIVER LN, INDIAN TRAIL, NC 28079-5805

Mortgage

Document Number	0009194544
Date	Sep 05, 2025
Book Page	9194/544
Instrument	23067

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,939.00 (+24.53%)	$599,300 (+57.96%) Land $101,800 Building $497,500	$599,300 (+57.96%) Land $101,800 Building $497,500
2023	$3,163.00	$379,400 Land $65,000 Building $314,400	$379,400 Land $65,000 Building $314,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790203052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 563 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ripple Fiber	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Uniti Group	DSL	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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