1398 Shipwreck Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1398 Shipwreck Ln, Saint Cloud, FL 34771 · Last verified April 2026

Property Summary

Property Type	Mobile Home
Details	1 bd · 1 ba · 301 sqft · built 2000
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$10,000 (Apr 2006)
Tax Bill	$1,220 (2025)
Flood Zone	Zone AE (high risk)
APN	`34-25-31-4987-0001-0402`

Property Details

APN / Parcel Number

Primary APN	`34-25-31-4987-0001-0402`
Alternative APNs	`253134498700010402` `93545`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	301 sqft Living Area
Gross Area	462 sqft
1st Floor Area	301 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Metal
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Carport
Garage Area	161 sqft
Carport	Carport
Carport Area	161 sqft

Exterior Amenities

Deck Area	161 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1398 SHIPWRECK LN
City	SAINT CLOUD
State	FL
Zip	34771-7437
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	SHELTER COVE RESORT COND CB 1 PG 20 LOT 402
Legal Range	31E
Legal Township	25S
Legal Section	34
Legal Subdivision	SHELTER COVE
Legal Tract	4987
Legal Block	402
Legal Lot Number	402
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3037
Census Tract	43700

Owner

Source: Osceola County records · APN 34-25-31-4987-0001-0402

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	403 N STAR DR, MADISON, WI 53718-3004
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 05, 2006 · Amount on Record
Deed Sale	Apr 05, 2006 · Amount on Record
Deed Document Number	200692345
Deed Book / Page	3117 / 2842
Last Transfer Date	Apr 22, 2025
Transfer Doc	0067751410
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,220.00 (+13.28%)	$82,500 (+20.79%) Land $57,500 Building $25,000	$82,500 (+20.79%) Land $57,500 Building $25,000
2024	$1,077.00 (+7.06%)
2023	$1,006.00 (+15.23%)	$68,300 (+26.48%) Land $40,200 Building $28,100	$68,300 (+26.48%) Land $40,200 Building $28,100
2022	$873.00	$54,000 Land $40,200 Building $13,800	$54,000 Land $40,200 Building $13,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	66.0 ft

Wildfire

Wildfire Risk	High above 79% of the US · above 68% of Florida
Wildfire Likelihood	About 1 in 249 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.