1386 Shipwreck Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1386 Shipwreck Ln, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 2009
Square Footage	516 sqft Heated Area
Lot Size	3,267 sqft (0.075 acres)
Occupancy	Owner Occupied
Last Sale	$7,500 (2003)
Tax Bill	$860.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`93483`
Alternative APN	`342531498700010340`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	516 sqft Heated Area
1st Floor	516 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Vinyl/Resilient Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2009
Architectural Style	Mobile/Manufactured Style
Exterior Material	Vinyl Exterior
Foundation Type	Pier/Post & Beam Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	3,267 sqft (0.075 acres)

Exterior Amenities

Shed	1 Shed
Shed Area	96 sqft Shed
Deck Area	192 sqft Deck
Patio Area	120 sqft Patio

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	93483
Street Address	1386 SHIPWRECK LN
City	SAINT CLOUD
State	FL
Zip	34771-7445
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	SHELTER COVE RESORT COND CB 1 PG 20 LOT 340
Legal Range	31E
Legal Township	25S
Legal Section	34
Legal Subdivision	SHELTER COVE
Legal Tract	4987
Legal Block	1
Legal Lot Number	340
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3037
Census Tract	43700

Owner

Source: Osceola County records · APN 93483

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	1386 SHIPWRECK LN, SAINT CLOUD, FL 34771-7445
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 01, 2003 · Amount on Record
Deed Sale	May 01, 2003 · Amount on Record
Deed Doc Number	0022462240
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$860.00 (+18.46%) Homeowner's exemption	$64,562 (+8.2%)	$90,400 (+9.18%) Land $50,000 Building $40,400
2023	$726.00 (+18.05%) Homeowner's exemption	$59,669 (+27.26%)	$82,800 (+42.02%) Land $35,000 Building $47,800
2022	$615.00 Homeowner's exemption	$46,887	$58,300 Land $35,000 Building $23,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	66.0 ft

Wildfire

Wildfire Risk	High above 79% of the US · above 68% of Florida
Wildfire Likelihood	About 1 in 249 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.