1389 Shipwreck Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1389 Shipwreck Ln, Saint Cloud, FL 34771

Property Summary

Property Type	Vacant Land
Lot Size	0.063 acres (2,744 sqft)
Owner	2 Individual Names on Record
Last Sale	$56,000 (Dec 2021)
Tax Bill	$627 (2025)
Deeds & Mortgages	Oct 2023 Transfer May 2017 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`34-25-31-4987-0001-0350`

Property Details

APN / Parcel Number

Primary APN	`34-25-31-4987-0001-0350`
Alternative APNs	`253134498700010350` `93493`

Exterior

Lot Area	2,744 sqft (0.063 acres)

Location & Zoning

Street Address	1389 SHIPWRECK LN
City	SAINT CLOUD
State	FL
Zip	34771-7443
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	OPUD
Legal Description	SHELTER COVE RESORT COND CB 1 PG 20 LOT 350
Legal Range	31E
Legal Township	25S
Legal Section	34
Legal Subdivision	SHELTER COVE
Legal Tract	4987
Legal Block	350
Legal Lot Number	350
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3040
Census Tract	43700

Owner

Source: Osceola County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2037 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8404
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 3, 2017	Warranty Deed, Transfer A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE TITLE & ESCROW
Jan 3, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2021 · Amount on Record
Deed Sale	Dec 17, 2021 · Amount on Record
Prior Sale	May 3, 2017 · Amount on Record
Deed Document Number	2021195074
Deed Book / Page	6110 / 1906
Prior Transfer Date	Dec 28, 2016
Prior Transfer Doc	0050782772
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Oct 12, 2023
Property Address	1389 SHIPWRECK LN, SAINT CLOUD, FL 34771-7443
Document Number	0064881543
Book / Page	6488 / 1543
Map Reference	MB 228 PG 662
Instrument Date	Oct 11, 2023
Instrument	2023134333
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2037 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2037 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8404

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 3, 2017
Property Address	1389 SHIPWRECK LN, SAINT CLOUD, FL 34771-7443
Document Number	0051411761
Book / Page	005141 / 001761
Instrument Date	May 2, 2017
Instrument	65151
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$301.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1538 P B LN #N3441 WICHITA FALLS TX 76302, N3441, WICHITA FALLS, TX 76302

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 3, 2017
Property Address	1389 SHIPWRECK LN, SAINT CLOUD, FL 34771-7443
Document Number	0050782772
Book / Page	005078 / 002772
Instrument Date	Dec 28, 2016
Instrument	359
Transaction Type	Transfer
Record Updated	Jan 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	11323 193RD AVE NW ELK RIVER MN 553301247, ELK RIVER, MN 55330-1247

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$627.00 (+10.78%)	$50,000 (+42.86%) Land $50,000	$50,000 (+42.86%) Land $50,000
2024	$566.00 (+15.98%)
2023	$488.00 (-0.2%)	$35,000 (-) Land $35,000	$35,000 (-) Land $35,000
2022	$489.00	$35,000 Land $35,000	$35,000 Land $35,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	66.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 67% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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