1396 Shipwreck Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1396 Shipwreck Ln, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	1 Beds
Bathrooms	1 Baths
Architecture Style	Mobile/Manufactured
Year Built	Built 1986
Square Footage	464 sqft Heated Area
Lot Size	2,614 sqft (0.06 acres)
Occupancy	Owner Occupied
Tax Bill	$1,140.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`93488`
Alternative APN	`342531498700010345`

Interior

Bedrooms	1 Beds
Full Baths	1 Baths
Building Area	464 sqft Heated Area
1st Floor	256 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Paneling Interior Structure

Exterior

Year Built	Built 1986
Architectural Style	Mobile/Manufactured Style
Exterior Material	Aluminum Siding Exterior
Foundation Type	Pier/Post & Beam Foundation
Roof Construction	Shed Roof Construction
Roof Material	Metal Roof
Lot Area	2,614 sqft (0.06 acres)

Exterior Amenities

Shed	1 Shed
Shed Area	12 sqft Shed
Deck Area	80 sqft Deck
Porch	Enclosed Porch
Porch Area	208 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	93488
Street Address	1396 SHIPWRECK LN
City	SAINT CLOUD
State	FL
Zip	34771-7445
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	SHELTER COVE RESORT COND CB 1 PG 20 LOT 345
Legal Range	31E
Legal Township	25S
Legal Section	34
Legal Subdivision	SHELTER COVE
Legal Tract	4987
Legal Block	1
Legal Lot Number	345
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3037
Census Tract	43700

Owner

Source: Osceola County records · APN 93488

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	1396 SHIPWRECK LN, SAINT CLOUD, FL 34771-7445
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 24, 2025
Deed Sale	Feb 24, 2025
Deed Doc Number	0006744973
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,140.00 (+20.89%)	$74,000 (+19.55%) Land $50,000 Building $24,000	$74,000 (+19.55%) Land $50,000 Building $24,000
2023	$943.00 (+15.85%)	$61,900 (+28.96%) Land $35,000 Building $26,900	$61,900 (+28.96%) Land $35,000 Building $26,900
2022	$814.00	$48,000 Land $35,000 Building $13,000	$48,000 Land $35,000 Building $13,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	66.0 ft

Wildfire

Wildfire Risk	High above 79% of the US · above 68% of Florida
Wildfire Likelihood	About 1 in 249 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.